Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Apna Sahakari Bank Limited for its Taloja branch in Raigad, Taloja, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Apna Sahakari Bank Limited located in Raigad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ASBL0000048. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Apna Sahakari Bank Limited, Taloja, Raigad
The table below shows the main details of the IFSC Code ASBL0000048 for the Apna Sahakari Bank Limited branch in Raigad, which falls under the Taloja district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Apna Sahakari Bank Limited |
| IFSC Code | ASBL0000048 |
| Branch | Taloja |
| City | Raigad |
| District | Taloja |
| State | Maharashtra |
| Address | House No.362,At & Post Nawda Phata, Near Taloja Midc Bridge, Mumbai-Pune-Road, Taloja, Navi Mumbai 410206 |
These details help users in online banking and for businesses and individuals who use Apna Sahakari Bank Limited in Raigad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ASBL0000048 for the Taloja branch of Apna Sahakari Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Apna Sahakari Bank Limited located in Taloja, Raigad, Maharashtra, are given a unique IFSC like ASBL0000048 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Raigad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Raigad and Taloja.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Apna Sahakari Bank Limited in Taloja goes to the correct branch. This is important because Apna Sahakari Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ASBL0000048
The format of the IFSC Code for banks, including Apna Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Apna Sahakari Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Taloja in Raigad.
For example, the IFSC Code ASBL0000048 of Apna Sahakari Bank Limited for the Taloja branch has these elements, identifying the bank and the branch location in Raigad and Maharashtra correctly.
How to Find IFSC Code for Apna Sahakari Bank Limited?
If you are looking for the IFSC Code ASBL0000048 of Apna Sahakari Bank Limited for its Taloja branch located in Raigad, the following methods can help:
Cheque Book
The cheque book that is issued by Apna Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Apna Sahakari Bank Limited branches in Raigad and Taloja, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Apna Sahakari Bank Limited and look for the branch locator section, then search for Taloja or Raigad to get the exact IFSC Code ASBL0000048.
Mobile Banking App
If you use Apna Sahakari Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Apna Sahakari Bank Limited and Raigad, then it will provide you proper information.
How to Use IFSC Code ASBL0000048 for Online Transfers?
If you have the IFSC Code ASBL0000048 for the Taloja branch of Apna Sahakari Bank Limited in Raigad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ASBL0000048. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Apna Sahakari Bank Limited IFSC Code ASBL0000048.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Apna Sahakari Bank Limited Taloja in Raigad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Apna Sahakari Bank Limited in Taloja, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Apna Sahakari Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Raigad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ASBL0000048.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is House No.362,At & Post Nawda Phata, Near Taloja Midc Bridge, Mumbai-Pune-Road, Taloja, Navi Mumbai 410206 located in Raigad, Taloja, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.