Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Yemmiganur-Siva Circle branch in Yemmiganur, Kurnool, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Andhra Pragathi Grameena Bank located in Yemmiganur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0003167. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Yemmiganur-Siva Circle, Yemmiganur

Here are the key points that are associated with the IFSC Code APGB0003167 of Andhra Pragathi Grameena Bank for its branch located in Yemmiganur, within the district of Kurnool in the state of Andhra Pradesh.

Particulars Details
Bank Andhra Pragathi Grameena Bank
IFSC Code APGB0003167
Branch Yemmiganur-Siva Circle
City Yemmiganur
District Kurnool
State Andhra Pradesh
Address Siva Circle, Yemmiganur - 518360, 1/1443-6, Park Road, Siva Circle, Yemmiganur Post, Kurnool

These details are essential not only for online banking users but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Yemmiganur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0003167 for the Yemmiganur-Siva Circle branch of Andhra Pragathi Grameena Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Andhra Pragathi Grameena Bank located in Yemmiganur-Siva Circle, Yemmiganur, Andhra Pradesh, are allotted a unique IFSC like APGB0003167 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Yemmiganur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Yemmiganur and Kurnool.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Andhra Pragathi Grameena Bank in Yemmiganur-Siva Circle reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code APGB0003167

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Yemmiganur-Siva Circle in Yemmiganur.

For example, the IFSC Code APGB0003167 of Andhra Pragathi Grameena Bank for the Yemmiganur-Siva Circle branch has these elements, identifying the bank and the branch location in Yemmiganur and Andhra Pradesh correctly.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0003167 of Andhra Pragathi Grameena Bank for its Yemmiganur-Siva Circle branch located in Yemmiganur, the following methods can help:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Andhra Pragathi Grameena Bank branches in Yemmiganur and Kurnool, print them on the first page of your passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for Yemmiganur-Siva Circle or Yemmiganur to get the exact IFSC Code APGB0003167.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and Yemmiganur, you'll get the correct details.

How to Use IFSC Code APGB0003167 for Online Transfers?

Once you have the IFSC Code APGB0003167 for the Yemmiganur-Siva Circle branch of Andhra Pragathi Grameena Bank in Yemmiganur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APGB0003167. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0003167.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pragathi Grameena Bank Yemmiganur-Siva Circle in Yemmiganur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Yemmiganur-Siva Circle, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Andhra Pragathi Grameena Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Yemmiganur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pragathi Grameena Bank Yemmiganur-Siva Circle Yemmiganur?

The IFSC Code of the Yemmiganur-Siva Circle Yemmiganur branch is APGB0003167.

Is IFSC Code APGB0003167 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Andhra Pragathi Grameena Bank Yemmiganur-Siva Circle branch?

The branch is located at Siva Circle, Yemmiganur - 518360, 1/1443-6, Park Road, Siva Circle, Yemmiganur Post, Kurnool.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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