IFSC Code of Andhra Pragathi Grameena Bank, Ragadagudur, Kurnool, Andhra Pradesh- APGB0003071

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Ragadagudur branch in Ragadagudur, Kurnool, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Andhra Pragathi Grameena Bank located in Ragadagudur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0003071. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Ragadagudur, Ragadagudur

The table below shows the main details of the IFSC Code APGB0003071 for the Andhra Pragathi Grameena Bank branch in Ragadagudur, which falls under the Kurnool district in Andhra Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Ragadagudur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code APGB0003071 for the Ragadagudur branch of Andhra Pragathi Grameena Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Andhra Pragathi Grameena Bank located in Ragadagudur, Ragadagudur, Andhra Pradesh, are allotted a unique IFSC like APGB0003071 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Ragadagudur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Ragadagudur and Kurnool.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Andhra Pragathi Grameena Bank in Ragadagudur reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code APGB0003071

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ragadagudur in Ragadagudur.

For example, the IFSC Code APGB0003071 of Andhra Pragathi Grameena Bank for the Ragadagudur branch has these elements, identifying the bank and the branch location in Ragadagudur and Andhra Pradesh correctly.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0003071 of Andhra Pragathi Grameena Bank for its Ragadagudur branch located in Ragadagudur, the following methods can help:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Andhra Pragathi Grameena Bank branches in Ragadagudur and Kurnool, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for Ragadagudur or Ragadagudur to get the exact IFSC Code APGB0003071.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and Ragadagudur, you'll get the correct details.

How to Use IFSC Code APGB0003071 for Online Transfers?

If you have the IFSC Code APGB0003071 for the Ragadagudur branch of Andhra Pragathi Grameena Bank in Ragadagudur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGB0003071. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0003071.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Ragadagudur in Ragadagudur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Ragadagudur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Andhra Pragathi Grameena Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ragadagudur to handle online money transfers and get their cheques cleared smoothly.