IFSC Code of Andhra Pragathi Grameena Bank, J. Panguluru, Prakasam, Andhra Pradesh- APGB0005208

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its J. Panguluru branch in Panguluru, Prakasam, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Andhra Pragathi Grameena Bank located in Panguluru or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0005208. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Andhra Pragathi Grameena Bank, J. Panguluru, Panguluru

Here are the key points that are associated with the IFSC Code APGB0005208 of Andhra Pragathi Grameena Bank for its branch located in Panguluru, within the district of Prakasam in the state of Andhra Pradesh.

These details helps users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Panguluru for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0005208 for the J. Panguluru branch of Andhra Pragathi Grameena Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in J. Panguluru, Panguluru, Andhra Pradesh, is provided with a unique IFSC like APGB0005208 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Andhra Pragathi Grameena Bank branch in Panguluru.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Panguluru and Prakasam.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in J. Panguluru do not get mixed with another location.

Format of the IFSC Code APGB0005208

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Andhra Pragathi Grameena Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as J. Panguluru in Panguluru.

For example, the IFSC Code APGB0005208 of Andhra Pragathi Grameena Bank for the J. Panguluru branch includes these elements, identifying the bank and the branch location in Panguluru and Andhra Pradesh accurately.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are looking for the IFSC Code APGB0005208 of Andhra Pragathi Grameena Bank for its J. Panguluru branch located in Panguluru, the following methods can help:

Cheque Book

The cheque book that is issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Andhra Pragathi Grameena Bank branches in Panguluru and Prakasam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Andhra Pragathi Grameena Bank and look for the branch locator section, then search for J. Panguluru or Panguluru to get the exact IFSC Code APGB0005208.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Andhra Pragathi Grameena Bank and Panguluru, then it will provide you proper information.

How to Use IFSC Code APGB0005208 for Online Transfers?

Once you have the IFSC Code APGB0005208 for the J. Panguluru branch of Andhra Pragathi Grameena Bank in Panguluru, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGB0005208. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0005208.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank J. Panguluru in Panguluru may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in J. Panguluru, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Andhra Pragathi Grameena Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Panguluru manage their online transfers and cheque clearances easily.