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IFSC Code of Andhra Pragathi Grameena Bank, Ongole Sujatha Nagar, Prakasam, Andhra Pradesh — APGB0005225

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Ongole Sujatha Nagar branch in Ongole, Prakasam, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Andhra Pragathi Grameena Bank situated in Ongole or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code APGB0005225. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Ongole Sujatha Nagar, Ongole

The table below shows the main details of the IFSC Code APGB0005225 for the Andhra Pragathi Grameena Bank branch in Ongole, which falls under the Prakasam district in Andhra Pradesh.

Particulars Details
Bank Andhra Pragathi Grameena Bank
IFSC Code APGB0005225
Branch Ongole Sujatha Nagar
City Ongole
District Prakasam
State Andhra Pradesh
Address Door No. 217/1B,5Th Lane,Main Road,Sujatha Nagar,Ongole-523002

These details are important not only for users using online banking but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Ongole for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code APGB0005225 for the Ongole Sujatha Nagar branch of Andhra Pragathi Grameena Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Andhra Pragathi Grameena Bank located in Ongole Sujatha Nagar, Ongole, Andhra Pradesh, are given a unique IFSC like APGB0005225 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ongole.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ongole and Prakasam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Andhra Pragathi Grameena Bank in Ongole Sujatha Nagar goes to the correct branch. This is important because Andhra Pragathi Grameena Bank has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code APGB0005225

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ongole Sujatha Nagar in Ongole.

For example, the IFSC Code APGB0005225 of Andhra Pragathi Grameena Bank for the Ongole Sujatha Nagar branch has these elements, identifying the bank and the branch location in Ongole and Andhra Pradesh correctly.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0005225 of Andhra Pragathi Grameena Bank for its Ongole Sujatha Nagar branch located in Ongole, the following methods can help:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Andhra Pragathi Grameena Bank branches in Ongole and Prakasam, print them on the first page of your passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for Ongole Sujatha Nagar or Ongole to get the exact IFSC Code APGB0005225.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and Ongole, you'll get the correct details.

How to Use IFSC Code APGB0005225 for Online Transfers?

Once you have the IFSC Code APGB0005225 for the Ongole Sujatha Nagar branch of Andhra Pragathi Grameena Bank in Ongole, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APGB0005225. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0005225.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pragathi Grameena Bank Ongole Sujatha Nagar in Ongole, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Ongole Sujatha Nagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Andhra Pragathi Grameena Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ongole to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pragathi Grameena Bank Ongole Sujatha Nagar Ongole?

The IFSC Code of the Ongole Sujatha Nagar Ongole branch is APGB0005225.

Is IFSC Code APGB0005225 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Andhra Pragathi Grameena Bank Ongole Sujatha Nagar branch?

The branch is located at Door No. 217/1B,5Th Lane,Main Road,Sujatha Nagar,Ongole-523002.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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