Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Andhra Pragathi Grameena Bank for its Obula Devara Cheruvu branch in Obula Devara Cheruvu, Anantapur, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Andhra Pragathi Grameena Bank located in Obula Devara Cheruvu or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0001015. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Obula Devara Cheruvu, Obula Devara Cheruvu

Below in the table are the key details related to IFSC Code APGB0001015 of Andhra Pragathi Grameena Bank for its branch located in Obula Devara Cheruvu, within the district of Anantapur in the state of Andhra Pradesh.

Particulars Details
Bank Andhra Pragathi Grameena Bank
IFSC Code APGB0001015
Branch Obula Devara Cheruvu
City Obula Devara Cheruvu
District Anantapur
State Andhra Pradesh
Address Obula Devara Cheruvu-515561 Obula Devara Cheruvu Mandal Anantapur District

These details help users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Obula Devara Cheruvu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0001015 for the Obula Devara Cheruvu branch of Andhra Pragathi Grameena Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Andhra Pragathi Grameena Bank located in Obula Devara Cheruvu, Obula Devara Cheruvu, Andhra Pradesh, are given a unique IFSC like APGB0001015 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Obula Devara Cheruvu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Obula Devara Cheruvu and Anantapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Andhra Pragathi Grameena Bank in Obula Devara Cheruvu goes to the correct branch. This is important because Andhra Pragathi Grameena Bank has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code APGB0001015

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Andhra Pragathi Grameena Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Obula Devara Cheruvu in Obula Devara Cheruvu.

For example, the IFSC Code APGB0001015 of Andhra Pragathi Grameena Bank for the Obula Devara Cheruvu branch includes these elements, identifying the bank and the branch location in Obula Devara Cheruvu and Andhra Pradesh correctly.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0001015 of Andhra Pragathi Grameena Bank for its Obula Devara Cheruvu branch located in Obula Devara Cheruvu, the following methods can help:

Cheque Book

The cheque books that are issued by Andhra Pragathi Grameena Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Andhra Pragathi Grameena Bank branches in Obula Devara Cheruvu and Anantapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and find the branch locator section. Search for Obula Devara Cheruvu or Obula Devara Cheruvu to get the exact IFSC Code APGB0001015.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Andhra Pragathi Grameena Bank and Obula Devara Cheruvu that will provide accurate information.

How to Use IFSC Code APGB0001015 for Online Transfers?

Once you have the IFSC Code APGB0001015 for the Obula Devara Cheruvu branch of Andhra Pragathi Grameena Bank in Obula Devara Cheruvu, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APGB0001015. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0001015.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pragathi Grameena Bank Obula Devara Cheruvu in Obula Devara Cheruvu, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Obula Devara Cheruvu, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Andhra Pragathi Grameena Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Obula Devara Cheruvu manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pragathi Grameena Bank in Obula Devara Cheruvu, Obula Devara Cheruvu?

The IFSC Code is APGB0001015.

Is the IFSC Code APGB0001015 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Andhra Pragathi Grameena Bank Obula Devara Cheruvu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Obula Devara Cheruvu branch?

The address of the branch is Obula Devara Cheruvu-515561 Obula Devara Cheruvu Mandal Anantapur District located in Obula Devara Cheruvu, Anantapur, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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