IFSC Code of Andhra Pragathi Grameena Bank, Nandyal - S P Y Reddy Degree College For Women, Kurnool, Andhra Pradesh- APGB0003163

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Nandyal - S P Y Reddy Degree College For Women branch in Nandyal, Kurnool, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Andhra Pragathi Grameena Bank located in Nandyal or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0003163. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Nandyal - S P Y Reddy Degree College For Women, Nandyal

Here are the key points that are associated with the IFSC Code APGB0003163 of Andhra Pragathi Grameena Bank for its branch located in Nandyal, within the district of Kurnool in the state of Andhra Pradesh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Nandyal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0003163 for the Nandyal - S P Y Reddy Degree College For Women branch of Andhra Pragathi Grameena Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Nandyal - S P Y Reddy Degree College For Women, Nandyal, Andhra Pradesh, is provided with a unique IFSC like APGB0003163 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Andhra Pragathi Grameena Bank branch in Nandyal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Nandyal and Kurnool.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Nandyal - S P Y Reddy Degree College For Women do not get mixed with another location.

Format of the IFSC Code APGB0003163

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Andhra Pragathi Grameena Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nandyal - S P Y Reddy Degree College For Women in Nandyal.

For example, the IFSC Code APGB0003163 of Andhra Pragathi Grameena Bank for the Nandyal - S P Y Reddy Degree College For Women branch includes these elements, identifying the bank and the branch location in Nandyal and Andhra Pradesh accurately.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0003163 of Andhra Pragathi Grameena Bank for its Nandyal - S P Y Reddy Degree College For Women branch located in Nandyal, the following methods can help:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Andhra Pragathi Grameena Bank branches in Nandyal and Kurnool, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for Nandyal - S P Y Reddy Degree College For Women or Nandyal to get the exact IFSC Code APGB0003163.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and Nandyal, you'll get the correct details.

How to Use IFSC Code APGB0003163 for Online Transfers?

Once you have the IFSC Code APGB0003163 for the Nandyal - S P Y Reddy Degree College For Women branch of Andhra Pragathi Grameena Bank in Nandyal, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGB0003163. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0003163.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Nandyal - S P Y Reddy Degree College For Women in Nandyal may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Nandyal - S P Y Reddy Degree College For Women, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Andhra Pragathi Grameena Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Nandyal manage their online transfers and cheque clearances easily.