Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Andhra Pragathi Grameena Bank for its Nandi Padu branch in Nandi Padu, Nellore, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Andhra Pragathi Grameena Bank located in Nandi Padu or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0004036. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Nandi Padu, Nandi Padu

The table below shows the main details of the IFSC Code APGB0004036 for the Andhra Pragathi Grameena Bank branch in Nandi Padu, which falls under the Nellore district in Andhra Pradesh.

Particulars Details
Bank Andhra Pragathi Grameena Bank
IFSC Code APGB0004036
Branch Nandi Padu
City Nandi Padu
District Nellore
State Andhra Pradesh
Address Nandipadu ┬Û524230 Duttaluru Mandal Nellore District

These details help users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Nandi Padu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0004036 for the Nandi Padu branch of Andhra Pragathi Grameena Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Nandi Padu, Nandi Padu, Andhra Pradesh, is provided with a unique IFSC like APGB0004036 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Andhra Pragathi Grameena Bank branch in Nandi Padu.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Nandi Padu and Nellore.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Nandi Padu do not get mixed with another location.

Format of the IFSC Code APGB0004036

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Nandi Padu in Nandi Padu.

For example, the IFSC Code APGB0004036 of Andhra Pragathi Grameena Bank for the Nandi Padu branch has these elements, identifying the bank and the branch location in Nandi Padu and Andhra Pradesh correctly.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

To find the IFSC Code APGB0004036 of Andhra Pragathi Grameena Bank for its Nandi Padu branch located in Nandi Padu, the following methods can help you out:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Andhra Pragathi Grameena Bank branches in Nandi Padu and Nellore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and go to the branch locator section. Then search for Nandi Padu or Nandi Padu to find the exact IFSC Code APGB0004036.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Andhra Pragathi Grameena Bank and Nandi Padu will provide accurate information.

How to Use IFSC Code APGB0004036 for Online Transfers?

Once you have the IFSC Code APGB0004036 for the Nandi Padu branch of Andhra Pragathi Grameena Bank in Nandi Padu, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGB0004036. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0004036.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Nandi Padu in Nandi Padu, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Andhra Pragathi Grameena Bank in Nandi Padu, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Andhra Pragathi Grameena Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Nandi Padu manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pragathi Grameena Bank in Nandi Padu, Nandi Padu?

The IFSC Code is APGB0004036.

Is the IFSC Code APGB0004036 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Andhra Pragathi Grameena Bank Nandi Padu?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nandi Padu branch?

The address of the branch is Nandipadu ┬Û524230 Duttaluru Mandal Nellore District located in Nandi Padu, Nellore, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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