Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Krishnagiri branch in Krishnagiri, Kurnool, Andhra Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Andhra Pragathi Grameena Bank located in Krishnagiri or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0003141. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Andhra Pragathi Grameena Bank, Krishnagiri, Krishnagiri
Below in the table are the key details related to IFSC Code APGB0003141 of Andhra Pragathi Grameena Bank for its branch located in Krishnagiri, within the district of Kurnool in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Andhra Pragathi Grameena Bank |
| IFSC Code | APGB0003141 |
| Branch | Krishnagiri |
| City | Krishnagiri |
| District | Kurnool |
| State | Andhra Pradesh |
| Address | Krishnagiri-518216 Krishnagiri Mandal Kurnool District |
These details are crucial, not just for online banking users but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Krishnagiri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0003141 for the Krishnagiri branch of Andhra Pragathi Grameena Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Krishnagiri, Krishnagiri, Andhra Pradesh, is provided with a unique IFSC like APGB0003141 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Andhra Pragathi Grameena Bank branch in Krishnagiri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Krishnagiri and Kurnool.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Krishnagiri do not get mixed with another location.
Format of the IFSC Code APGB0003141
The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Andhra Pragathi Grameena Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Krishnagiri in Krishnagiri.
For example, the IFSC Code APGB0003141 of Andhra Pragathi Grameena Bank for the Krishnagiri branch includes these elements, identifying the bank and the branch location in Krishnagiri and Andhra Pradesh correctly.
How to Find IFSC Code for Andhra Pragathi Grameena Bank?
If you are trying to find the IFSC Code APGB0003141 of Andhra Pragathi Grameena Bank for its Krishnagiri branch located in Krishnagiri, the following methods can help:
Cheque Book
The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Andhra Pragathi Grameena Bank branches in Krishnagiri and Kurnool, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for Krishnagiri or Krishnagiri to get the exact IFSC Code APGB0003141.
Mobile Banking App
If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and Krishnagiri, you'll get the correct details.
How to Use IFSC Code APGB0003141 for Online Transfers?
Once you have the IFSC Code APGB0003141 for the Krishnagiri branch of Andhra Pragathi Grameena Bank in Krishnagiri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code APGB0003141. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0003141.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pragathi Grameena Bank Krishnagiri in Krishnagiri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Krishnagiri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Andhra Pragathi Grameena Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Krishnagiri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Krishnagiri Krishnagiri branch is APGB0003141.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Krishnagiri-518216 Krishnagiri Mandal Kurnool District.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.