Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Andhra Pragathi Grameena Bank for its Hussainapuram(K) branch in Hussainapuram, Kurnool, or Andhra Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Andhra Pragathi Grameena Bank located in Hussainapuram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0003073. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Andhra Pragathi Grameena Bank, Hussainapuram(K), Hussainapuram
Here are some of the key details that come with the IFSC Code APGB0003073 of Andhra Pragathi Grameena Bank for its branch located in Hussainapuram, within the district of Kurnool in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Andhra Pragathi Grameena Bank |
| IFSC Code | APGB0003073 |
| Branch | Hussainapuram(K) |
| City | Hussainapuram |
| District | Kurnool |
| State | Andhra Pradesh |
| Address | Hussainapuram (K)-518011 Orvakal Mandal Kurnool District |
These details are crucial, not just for online banking users but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Hussainapuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0003073 for the Hussainapuram(K) branch of Andhra Pragathi Grameena Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Hussainapuram(K), Hussainapuram, Andhra Pradesh, is provided a unique IFSC like APGB0003073 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Andhra Pragathi Grameena Bank branch in Hussainapuram.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Hussainapuram and Kurnool.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Hussainapuram(K) do not get misguided to another person.
Format of the IFSC Code APGB0003073
The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hussainapuram(K) in Hussainapuram.
For example, the IFSC Code APGB0003073 of Andhra Pragathi Grameena Bank for the Hussainapuram(K) branch has these elements, identifying the bank and the branch location in Hussainapuram and Andhra Pradesh correctly.
How to Find IFSC Code for Andhra Pragathi Grameena Bank?
If you are looking for the IFSC Code APGB0003073 of Andhra Pragathi Grameena Bank for its Hussainapuram(K) branch located in Hussainapuram, the following methods can help:
Cheque Book
The cheque book that is issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Andhra Pragathi Grameena Bank branches in Hussainapuram and Kurnool, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Andhra Pragathi Grameena Bank and look for the branch locator section, then search for Hussainapuram(K) or Hussainapuram to get the exact IFSC Code APGB0003073.
Mobile Banking App
If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Andhra Pragathi Grameena Bank and Hussainapuram, then it will provide you proper information.
How to Use IFSC Code APGB0003073 for Online Transfers?
If you have the IFSC Code APGB0003073 for the Hussainapuram(K) branch of Andhra Pragathi Grameena Bank in Hussainapuram, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code APGB0003073. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0003073.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Hussainapuram(K) in Hussainapuram, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Hussainapuram(K), here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Andhra Pragathi Grameena Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Hussainapuram manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is APGB0003073.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hussainapuram (K)-518011 Orvakal Mandal Kurnool District located in Hussainapuram, Kurnool, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.