Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Hebbatam branch in Hebbatam, Kurnool, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Andhra Pragathi Grameena Bank located in Hebbatam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0003093. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Hebbatam, Hebbatam

Here are some of the key details that come with the IFSC Code APGB0003093 of Andhra Pragathi Grameena Bank for its branch located in Hebbatam, within the district of Kurnool in the state of Andhra Pradesh.

Particulars Details
Bank Andhra Pragathi Grameena Bank
IFSC Code APGB0003093
Branch Hebbatam
City Hebbatam
District Kurnool
State Andhra Pradesh
Address Hebbatam-518310 Holagunda Mandal Kurnool District

These details are essential not only for online banking users but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Hebbatam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0003093 for the Hebbatam branch of Andhra Pragathi Grameena Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Hebbatam, Hebbatam, Andhra Pradesh, is provided with a unique IFSC like APGB0003093 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Andhra Pragathi Grameena Bank branch in Hebbatam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Hebbatam and Kurnool.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Hebbatam do not get mixed with another location.

Format of the IFSC Code APGB0003093

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hebbatam in Hebbatam.

For example, the IFSC Code APGB0003093 of Andhra Pragathi Grameena Bank for the Hebbatam branch has these elements, identifying the bank and the branch location in Hebbatam and Andhra Pradesh correctly.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are looking for the IFSC Code APGB0003093 of Andhra Pragathi Grameena Bank for its Hebbatam branch located in Hebbatam, the following methods can help:

Cheque Book

The cheque book that is issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Andhra Pragathi Grameena Bank branches in Hebbatam and Kurnool, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Andhra Pragathi Grameena Bank and look for the branch locator section, then search for Hebbatam or Hebbatam to get the exact IFSC Code APGB0003093.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Andhra Pragathi Grameena Bank and Hebbatam, then it will provide you proper information.

How to Use IFSC Code APGB0003093 for Online Transfers?

Once you have the IFSC Code APGB0003093 for the Hebbatam branch of Andhra Pragathi Grameena Bank in Hebbatam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APGB0003093. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0003093.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pragathi Grameena Bank Hebbatam in Hebbatam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Hebbatam, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Andhra Pragathi Grameena Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Hebbatam manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pragathi Grameena Bank in Hebbatam, Hebbatam?

The IFSC Code is APGB0003093.

Is the IFSC Code APGB0003093 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Andhra Pragathi Grameena Bank Hebbatam?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hebbatam branch?

The address of the branch is Hebbatam-518310 Holagunda Mandal Kurnool District located in Hebbatam, Kurnool, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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