IFSC Code of Andhra Pragathi Grameena Bank, Gutturu, Anantapuram, Andhra Pradesh- APGB0001116

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Gutturu branch in Gutturu, Anantapuram, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Andhra Pragathi Grameena Bank located in Gutturu or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0001116. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Gutturu, Gutturu

Here are some of the key details that come with the IFSC Code APGB0001116 of Andhra Pragathi Grameena Bank for its branch located in Gutturu, within the district of Anantapuram in the state of Andhra Pradesh.

These details help users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Gutturu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0001116 for the Gutturu branch of Andhra Pragathi Grameena Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Gutturu, Gutturu, Andhra Pradesh, is provided with a unique IFSC like APGB0001116 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Andhra Pragathi Grameena Bank branch in Gutturu.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Gutturu and Anantapuram.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Gutturu do not get mixed with another location.

Format of the IFSC Code APGB0001116

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Andhra Pragathi Grameena Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gutturu in Gutturu.

For example, the IFSC Code APGB0001116 of Andhra Pragathi Grameena Bank for the Gutturu branch includes these elements, identifying the bank and the branch location in Gutturu and Andhra Pradesh accurately.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are trying to find the IFSC Code APGB0001116 of Andhra Pragathi Grameena Bank for its Gutturu branch located in Gutturu, the following methods can help:

Cheque Book

The cheque books that are issued by Andhra Pragathi Grameena Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Andhra Pragathi Grameena Bank branches in Gutturu and Anantapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and find the branch locator section. Search for Gutturu or Gutturu to get the exact IFSC Code APGB0001116.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Andhra Pragathi Grameena Bank and Gutturu that will provide accurate information.

How to Use IFSC Code APGB0001116 for Online Transfers?

Once you have the IFSC Code APGB0001116 for the Gutturu branch of Andhra Pragathi Grameena Bank in Gutturu, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGB0001116. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0001116.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Gutturu in Gutturu may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Gutturu, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Andhra Pragathi Grameena Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gutturu to handle online money transfers and get their cheques cleared smoothly.