IFSC Code of Andhra Pragathi Grameena Bank, Chillakuru, Nellore, Andhra Pradesh- APGB0004122

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Chillakuru branch in Gudur, Nellore, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Andhra Pragathi Grameena Bank located in Gudur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0004122. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Chillakuru, Gudur

Here are some of the key details that come with the IFSC Code APGB0004122 of Andhra Pragathi Grameena Bank for its branch located in Gudur, within the district of Nellore in the state of Andhra Pradesh.

These details help users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Gudur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0004122 for the Chillakuru branch of Andhra Pragathi Grameena Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Andhra Pragathi Grameena Bank located in Chillakuru, Gudur, Andhra Pradesh, are allotted a unique IFSC like APGB0004122 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Gudur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Gudur and Nellore.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Andhra Pragathi Grameena Bank in Chillakuru reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code APGB0004122

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Andhra Pragathi Grameena Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chillakuru in Gudur.

For example, the IFSC Code APGB0004122 of Andhra Pragathi Grameena Bank for the Chillakuru branch includes these elements, identifying the bank and the branch location in Gudur and Andhra Pradesh correctly.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are looking for the IFSC Code APGB0004122 of Andhra Pragathi Grameena Bank for its Chillakuru branch located in Gudur, the following methods can help:

Cheque Book

The cheque book that is issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Andhra Pragathi Grameena Bank branches in Gudur and Nellore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Andhra Pragathi Grameena Bank and look for the branch locator section, then search for Chillakuru or Gudur to get the exact IFSC Code APGB0004122.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Andhra Pragathi Grameena Bank and Gudur, then it will provide you proper information.

How to Use IFSC Code APGB0004122 for Online Transfers?

Once you have the IFSC Code APGB0004122 for the Chillakuru branch of Andhra Pragathi Grameena Bank in Gudur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGB0004122. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0004122.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Chillakuru in Gudur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Chillakuru, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Andhra Pragathi Grameena Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gudur to handle online money transfers and get their cheques cleared smoothly.