IFSC Code of Andhra Pragathi Grameena Bank, Gandipalem, Nellore, Andhra Pradesh- APGB0004006

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Gandipalem branch in Gandipalem, Nellore, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Andhra Pragathi Grameena Bank located in Gandipalem or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0004006. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Gandipalem, Gandipalem

Below in the table are the key details related to IFSC Code APGB0004006 of Andhra Pragathi Grameena Bank for its branch located in Gandipalem, within the district of Nellore in the state of Andhra Pradesh.

These details helps users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Gandipalem for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0004006 for the Gandipalem branch of Andhra Pragathi Grameena Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like APGB0004006 is given to every bank branch, including Andhra Pragathi Grameena Bank located in Gandipalem, Gandipalem, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Andhra Pragathi Grameena Bank branch in Gandipalem.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Gandipalem and Nellore.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Gandipalem doesn't end up at another location.

Format of the IFSC Code APGB0004006

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Andhra Pragathi Grameena Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gandipalem in Gandipalem.

For example, the IFSC Code APGB0004006 of Andhra Pragathi Grameena Bank for the Gandipalem branch includes these elements, identifying the bank and the branch location in Gandipalem and Andhra Pradesh accurately.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

To find the IFSC Code APGB0004006 of Andhra Pragathi Grameena Bank for its Gandipalem branch located in Gandipalem, the following methods can help you out:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Andhra Pragathi Grameena Bank branches in Gandipalem and Nellore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and go to the branch locator section. Then search for Gandipalem or Gandipalem to find the exact IFSC Code APGB0004006.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Andhra Pragathi Grameena Bank and Gandipalem will provide accurate information.

How to Use IFSC Code APGB0004006 for Online Transfers?

If you have the IFSC Code APGB0004006 for the Gandipalem branch of Andhra Pragathi Grameena Bank in Gandipalem, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGB0004006. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0004006.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Gandipalem in Gandipalem, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Gandipalem, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Andhra Pragathi Grameena Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gandipalem manage online transfers as well as cheque clearances with ease.