Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Ellavathula branch in Ellavathula, Kurnool, Andhra Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Andhra Pragathi Grameena Bank located in Ellavathula or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0003204. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Andhra Pragathi Grameena Bank, Ellavathula, Ellavathula
The table below shows the main details of the IFSC Code APGB0003204 for the Andhra Pragathi Grameena Bank branch in Ellavathula, which falls under the Kurnool district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Andhra Pragathi Grameena Bank |
| IFSC Code | APGB0003204 |
| Branch | Ellavathula |
| City | Ellavathula |
| District | Kurnool |
| State | Andhra Pradesh |
| Address | Door No 3/45, Peddamma Bayalu, Ellavathula Village,Rudravaram(Mandal),Kurnool(Dist),Andhra Pradesh- 518583 |
These details help users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Ellavathula for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0003204 for the Ellavathula branch of Andhra Pragathi Grameena Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Ellavathula, Ellavathula, Andhra Pradesh, is provided with a unique IFSC like APGB0003204 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Andhra Pragathi Grameena Bank branch in Ellavathula.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ellavathula and Kurnool.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Ellavathula do not get mixed with another location.
Format of the IFSC Code APGB0003204
The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ellavathula in Ellavathula.
For example, the IFSC Code APGB0003204 of Andhra Pragathi Grameena Bank for the Ellavathula branch has these elements, identifying the bank and the branch location in Ellavathula and Andhra Pradesh correctly.
How to Find IFSC Code for Andhra Pragathi Grameena Bank?
If you are trying to find the IFSC Code APGB0003204 of Andhra Pragathi Grameena Bank for its Ellavathula branch located in Ellavathula, the following methods can help:
Cheque Book
The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Andhra Pragathi Grameena Bank branches in Ellavathula and Kurnool, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Andhra Pragathi Grameena Bank and navigate to the branch locator section. Search for Ellavathula or Ellavathula to get the exact IFSC Code APGB0003204.
Mobile Banking App
If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Andhra Pragathi Grameena Bank and Ellavathula, you'll get the correct details.
How to Use IFSC Code APGB0003204 for Online Transfers?
Once you have the IFSC Code APGB0003204 for the Ellavathula branch of Andhra Pragathi Grameena Bank in Ellavathula, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code APGB0003204. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0003204.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Ellavathula in Ellavathula may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Andhra Pragathi Grameena Bank in Ellavathula, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Andhra Pragathi Grameena Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ellavathula manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is APGB0003204.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Door No 3/45, Peddamma Bayalu, Ellavathula Village,Rudravaram(Mandal),Kurnool(Dist),Andhra Pradesh- 518583 located in Ellavathula, Kurnool, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.