The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Andhra Pragathi Grameena Bank for its Atmakur(N) branch in Atmakur, Nellore, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Andhra Pragathi Grameena Bank located in Atmakur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0004093. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Atmakur(N), Atmakur

The table below shows the main details of the IFSC Code APGB0004093 for the Andhra Pragathi Grameena Bank branch in Atmakur, which falls under the Nellore district in Andhra Pradesh.

Particulars Details
Bank Andhra Pragathi Grameena Bank
IFSC Code APGB0004093
Branch Atmakur(N)
City Atmakur
District Nellore
State Andhra Pradesh
Address Atmakuru (N) -524322 Atmakuru Mandal Nellore District

These details help users in online banking and for businesses and individuals who use Andhra Pragathi Grameena Bank in Atmakur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0004093 for the Atmakur(N) branch of Andhra Pragathi Grameena Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Atmakur(N), Atmakur, Andhra Pradesh, is provided with a unique IFSC like APGB0004093 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Andhra Pragathi Grameena Bank branch in Atmakur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Atmakur and Nellore.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Atmakur(N) do not get mixed with another location.

Format of the IFSC Code APGB0004093

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Andhra Pragathi Grameena Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Atmakur(N) in Atmakur.

For example, the IFSC Code APGB0004093 of Andhra Pragathi Grameena Bank for the Atmakur(N) branch has these elements, identifying the bank and the branch location in Atmakur and Andhra Pradesh correctly.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

If you are looking for the IFSC Code APGB0004093 of Andhra Pragathi Grameena Bank for its Atmakur(N) branch located in Atmakur, the following methods can help:

Cheque Book

The cheque book that is issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Andhra Pragathi Grameena Bank branches in Atmakur and Nellore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Andhra Pragathi Grameena Bank and look for the branch locator section, then search for Atmakur(N) or Atmakur to get the exact IFSC Code APGB0004093.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Andhra Pragathi Grameena Bank and Atmakur, then it will provide you proper information.

How to Use IFSC Code APGB0004093 for Online Transfers?

Once you have the IFSC Code APGB0004093 for the Atmakur(N) branch of Andhra Pragathi Grameena Bank in Atmakur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGB0004093. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0004093.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Atmakur(N) in Atmakur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Atmakur(N), here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Andhra Pragathi Grameena Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Atmakur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pragathi Grameena Bank in Atmakur(N), Atmakur?

The IFSC Code is APGB0004093.

Is the IFSC Code APGB0004093 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Andhra Pragathi Grameena Bank Atmakur(N)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Atmakur(N) branch?

The address of the branch is Atmakuru (N) -524322 Atmakuru Mandal Nellore District located in Atmakur, Nellore, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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