IFSC Code of Andhra Pragathi Grameena Bank, Atmakur (K), Kurnool, Andhra Pradesh- APGB0003065

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Andhra Pragathi Grameena Bank for its Atmakur (K) branch in Atmakur, Kurnool, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Andhra Pragathi Grameena Bank located in Atmakur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGB0003065. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pragathi Grameena Bank, Atmakur (K), Atmakur

Here are the main details that are associated with the IFSC Code APGB0003065 of Andhra Pragathi Grameena Bank for its branch located in Atmakur, within the district of Kurnool in the state of Andhra Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Andhra Pragathi Grameena Bank in Atmakur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGB0003065 for the Atmakur (K) branch of Andhra Pragathi Grameena Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pragathi Grameena Bank located in Atmakur (K), Atmakur, Andhra Pradesh, is provided with a unique IFSC like APGB0003065 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Andhra Pragathi Grameena Bank branch in Atmakur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Atmakur and Kurnool.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Andhra Pragathi Grameena Bank in Atmakur (K) do not get mixed with another location.

Format of the IFSC Code APGB0003065

The format of the IFSC Code for banks, including Andhra Pragathi Grameena Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Andhra Pragathi Grameena Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Atmakur (K) in Atmakur.

For example, the IFSC Code APGB0003065 of Andhra Pragathi Grameena Bank for the Atmakur (K) branch includes these elements, identifying the bank and the branch location in Atmakur and Andhra Pradesh accurately.

How to Find IFSC Code for Andhra Pragathi Grameena Bank?

To find the IFSC Code APGB0003065 of Andhra Pragathi Grameena Bank for its Atmakur (K) branch located in Atmakur, the following methods can help you out:

Cheque Book

The cheque book issued by Andhra Pragathi Grameena Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Andhra Pragathi Grameena Bank branches in Atmakur and Kurnool, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Andhra Pragathi Grameena Bank and go to the branch locator section. Then search for Atmakur (K) or Atmakur to find the exact IFSC Code APGB0003065.

Mobile Banking App

If you use Andhra Pragathi Grameena Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Andhra Pragathi Grameena Bank and Atmakur will provide accurate information.

How to Use IFSC Code APGB0003065 for Online Transfers?

Once you have the IFSC Code APGB0003065 for the Atmakur (K) branch of Andhra Pragathi Grameena Bank in Atmakur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGB0003065. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Andhra Pragathi Grameena Bank IFSC Code APGB0003065.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Andhra Pragathi Grameena Bank Atmakur (K) in Atmakur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pragathi Grameena Bank in Atmakur (K), here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Andhra Pragathi Grameena Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Atmakur to handle online money transfers and get their cheques cleared smoothly.