Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Andhra Pradesh Grameena Vikas Bank for its Chinabhogila branch in Vizianagaram, 535546, Chinabhogila, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Andhra Pradesh Grameena Vikas Bank located in Vizianagaram or anywhere in Chinabhogila can transfer funds instantly by using the correct IFSC Code APGV0002274. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pradesh Grameena Vikas Bank, Chinabhogila, Vizianagaram

Here are the main details that are associated with the IFSC Code APGV0002274 of Andhra Pradesh Grameena Vikas Bank for its branch located in Vizianagaram, within the district of 535546 in the state of Chinabhogila.

Particulars Details
Bank Andhra Pradesh Grameena Vikas Bank
IFSC Code APGV0002274
Branch Chinabhogila
City Vizianagaram
District 535546
State Chinabhogila
Address H.No312/A,Main Road, Seetanagaram Mandal, Vzm Distt

These details are crucial, not just for online banking users but also for businesses and individuals who use Andhra Pradesh Grameena Vikas Bank in Vizianagaram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGV0002274 for the Chinabhogila branch of Andhra Pradesh Grameena Vikas Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like APGV0002274 is given to every bank branch, including Andhra Pradesh Grameena Vikas Bank located in Chinabhogila, Vizianagaram, Chinabhogila, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Andhra Pradesh Grameena Vikas Bank branch in Vizianagaram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Vizianagaram and 535546.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Chinabhogila and the rest of India, which is why the IFSC Code ensures that transactions meant for Andhra Pradesh Grameena Vikas Bank in Chinabhogila doesn't end up at another location.

Format of the IFSC Code APGV0002274

This is the format of the IFSC Code for banks, including Andhra Pradesh Grameena Vikas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Andhra Pradesh Grameena Vikas Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chinabhogila in Vizianagaram.

For example, the IFSC Code APGV0002274 of Andhra Pradesh Grameena Vikas Bank for the Chinabhogila branch includes these elements, identifying the bank and the branch location in Vizianagaram and Chinabhogila accurately.

How to Find IFSC Code for Andhra Pradesh Grameena Vikas Bank?

If you are trying to find the IFSC Code APGV0002274 of Andhra Pradesh Grameena Vikas Bank for its Chinabhogila branch located in Vizianagaram, the following methods can help:

Cheque Book

The cheque books that are issued by Andhra Pradesh Grameena Vikas Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Andhra Pradesh Grameena Vikas Bank branches in Vizianagaram and 535546, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Andhra Pradesh Grameena Vikas Bank and find the branch locator section. Search for Chinabhogila or Vizianagaram to get the exact IFSC Code APGV0002274.

Mobile Banking App

If you use Andhra Pradesh Grameena Vikas Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Andhra Pradesh Grameena Vikas Bank and Vizianagaram that will provide accurate information.

How to Use IFSC Code APGV0002274 for Online Transfers?

Once you have the IFSC Code APGV0002274 for the Chinabhogila branch of Andhra Pradesh Grameena Vikas Bank in Vizianagaram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code APGV0002274. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pradesh Grameena Vikas Bank IFSC Code APGV0002274.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Andhra Pradesh Grameena Vikas Bank Chinabhogila in Vizianagaram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Andhra Pradesh Grameena Vikas Bank in Chinabhogila, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Andhra Pradesh Grameena Vikas Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Vizianagaram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pradesh Grameena Vikas Bank in Chinabhogila, Vizianagaram?

The IFSC Code is APGV0002274.

Is the IFSC Code APGV0002274 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Andhra Pradesh Grameena Vikas Bank Chinabhogila?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chinabhogila branch?

The address of the branch is H.No312/A,Main Road, Seetanagaram Mandal, Vzm Distt located in Vizianagaram, 535546, Chinabhogila.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.