IFSC Code of Andhra Pradesh Grameena Vikas Bank, Peddyreddy Gudem, Khammam, Telangana — APGV0004205

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Andhra Pradesh Grameena Vikas Bank for its Peddyreddy Gudem branch in Kothagudem, Khammam, or Telangana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Andhra Pradesh Grameena Vikas Bank located in Kothagudem or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code APGV0004205. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pradesh Grameena Vikas Bank, Peddyreddy Gudem, Kothagudem

Here are some of the key details that come with the IFSC Code APGV0004205 of Andhra Pradesh Grameena Vikas Bank for its branch located in Kothagudem, within the district of Khammam in the state of Telangana.

These details help users in online banking and for businesses and individuals who use Andhra Pradesh Grameena Vikas Bank in Kothagudem for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code APGV0004205 for the Peddyreddy Gudem branch of Andhra Pradesh Grameena Vikas Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Andhra Pradesh Grameena Vikas Bank located in Peddyreddy Gudem, Kothagudem, Telangana, is provided a unique IFSC like APGV0004205 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Andhra Pradesh Grameena Vikas Bank branch in Kothagudem.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kothagudem and Khammam.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Telangana and the rest of India, the IFSC Code ensures that transactions meant for Andhra Pradesh Grameena Vikas Bank in Peddyreddy Gudem do not get misguided to another person.

Format of the IFSC Code APGV0004205

This is the format of the IFSC Code for banks, including Andhra Pradesh Grameena Vikas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Andhra Pradesh Grameena Vikas Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Peddyreddy Gudem in Kothagudem.

For example, the IFSC Code APGV0004205 of Andhra Pradesh Grameena Vikas Bank for the Peddyreddy Gudem branch includes these elements, identifying the bank and the branch location in Kothagudem and Telangana accurately.

How to Find IFSC Code for Andhra Pradesh Grameena Vikas Bank?

If you are trying to find the IFSC Code APGV0004205 of Andhra Pradesh Grameena Vikas Bank for its Peddyreddy Gudem branch located in Kothagudem, the following methods can help:

Cheque Book

The cheque books that are issued by Andhra Pradesh Grameena Vikas Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Andhra Pradesh Grameena Vikas Bank branches in Kothagudem and Khammam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Andhra Pradesh Grameena Vikas Bank and find the branch locator section. Search for Peddyreddy Gudem or Kothagudem to get the exact IFSC Code APGV0004205.

Mobile Banking App

If you use Andhra Pradesh Grameena Vikas Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Andhra Pradesh Grameena Vikas Bank and Kothagudem that will provide accurate information.

How to Use IFSC Code APGV0004205 for Online Transfers?

Once you have the IFSC Code APGV0004205 for the Peddyreddy Gudem branch of Andhra Pradesh Grameena Vikas Bank in Kothagudem, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APGV0004205. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pradesh Grameena Vikas Bank IFSC Code APGV0004205.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pradesh Grameena Vikas Bank Peddyreddy Gudem in Kothagudem, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Andhra Pradesh Grameena Vikas Bank in Peddyreddy Gudem, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Andhra Pradesh Grameena Vikas Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kothagudem to handle online money transfers and get their cheques cleared smoothly.