Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Andhra Pradesh Grameena Vikas Bank for its Ichapuram branch in Ichapuram, Srikakulam, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Andhra Pradesh Grameena Vikas Bank located in Ichapuram or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code APGV0001157. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Andhra Pradesh Grameena Vikas Bank, Ichapuram, Ichapuram

The table below shows the main details of the IFSC Code APGV0001157 for the Andhra Pradesh Grameena Vikas Bank branch in Ichapuram, which falls under the Srikakulam district in Andhra Pradesh.

Particulars Details
Bank Andhra Pradesh Grameena Vikas Bank
IFSC Code APGV0001157
Branch Ichapuram
City Ichapuram
District Srikakulam
State Andhra Pradesh
Address Ichapuram 1157,Srikakulam Dist,Pin 532 312

These details are important not only for users using online banking but also for businesses and individuals who use Andhra Pradesh Grameena Vikas Bank in Ichapuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code APGV0001157 for the Ichapuram branch of Andhra Pradesh Grameena Vikas Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Andhra Pradesh Grameena Vikas Bank located in Ichapuram, Ichapuram, Andhra Pradesh, are allotted a unique IFSC like APGV0001157 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ichapuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ichapuram and Srikakulam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Andhra Pradesh Grameena Vikas Bank in Ichapuram reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code APGV0001157

The format of the IFSC Code for banks, including Andhra Pradesh Grameena Vikas Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Andhra Pradesh Grameena Vikas Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ichapuram in Ichapuram.

For example, the IFSC Code APGV0001157 of Andhra Pradesh Grameena Vikas Bank for the Ichapuram branch includes these elements, identifying the bank and the branch location in Ichapuram and Andhra Pradesh accurately.

How to Find IFSC Code for Andhra Pradesh Grameena Vikas Bank?

If you are looking for the IFSC Code APGV0001157 of Andhra Pradesh Grameena Vikas Bank for its Ichapuram branch located in Ichapuram, the following methods can help:

Cheque Book

The cheque book that is issued by Andhra Pradesh Grameena Vikas Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Andhra Pradesh Grameena Vikas Bank branches in Ichapuram and Srikakulam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Andhra Pradesh Grameena Vikas Bank and look for the branch locator section, then search for Ichapuram or Ichapuram to get the exact IFSC Code APGV0001157.

Mobile Banking App

If you use Andhra Pradesh Grameena Vikas Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Andhra Pradesh Grameena Vikas Bank and Ichapuram, then it will provide you proper information.

How to Use IFSC Code APGV0001157 for Online Transfers?

Once you have the IFSC Code APGV0001157 for the Ichapuram branch of Andhra Pradesh Grameena Vikas Bank in Ichapuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code APGV0001157. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Andhra Pradesh Grameena Vikas Bank IFSC Code APGV0001157.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Andhra Pradesh Grameena Vikas Bank Ichapuram in Ichapuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Andhra Pradesh Grameena Vikas Bank in Ichapuram, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Andhra Pradesh Grameena Vikas Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ichapuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Andhra Pradesh Grameena Vikas Bank in Ichapuram, Ichapuram?

The IFSC Code is APGV0001157.

Is the IFSC Code APGV0001157 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Andhra Pradesh Grameena Vikas Bank Ichapuram?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ichapuram branch?

The address of the branch is Ichapuram 1157,Srikakulam Dist,Pin 532 312 located in Ichapuram, Srikakulam, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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