There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Almora Urban Cooperative Bank Limited for its Sitarganj Road, Khatima branch in Udham Singh Nagar, Khatima, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Almora Urban Cooperative Bank Limited situated in Udham Singh Nagar or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code AUCB0000015. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Almora Urban Cooperative Bank Limited, Sitarganj Road, Khatima, Udham Singh Nagar

Below in the table are the key details related to IFSC Code AUCB0000015 of Almora Urban Cooperative Bank Limited for its branch located in Udham Singh Nagar, within the district of Khatima in the state of Uttarakhand.

Particulars Details
Bank Almora Urban Cooperative Bank Limited
IFSC Code AUCB0000015
Branch Sitarganj Road, Khatima
City Udham Singh Nagar
District Khatima
State Uttarakhand
Address Sitarganj Road, Khatima

These details help users in online banking and for businesses and individuals who use Almora Urban Cooperative Bank Limited in Udham Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUCB0000015 for the Sitarganj Road, Khatima branch of Almora Urban Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Almora Urban Cooperative Bank Limited located in Sitarganj Road, Khatima, Udham Singh Nagar, Uttarakhand, is provided with a unique IFSC like AUCB0000015 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Almora Urban Cooperative Bank Limited branch in Udham Singh Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Udham Singh Nagar and Khatima.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Almora Urban Cooperative Bank Limited in Sitarganj Road, Khatima do not get mixed with another location.

Format of the IFSC Code AUCB0000015

The format of the IFSC Code for banks, including Almora Urban Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Almora Urban Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sitarganj Road, Khatima in Udham Singh Nagar.

For example, the IFSC Code AUCB0000015 of Almora Urban Cooperative Bank Limited for the Sitarganj Road, Khatima branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand accurately.

How to Find IFSC Code for Almora Urban Cooperative Bank Limited?

If you are trying to find the IFSC Code AUCB0000015 of Almora Urban Cooperative Bank Limited for its Sitarganj Road, Khatima branch located in Udham Singh Nagar, the following methods can help:

Cheque Book

The cheque book issued by Almora Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Almora Urban Cooperative Bank Limited branches in Udham Singh Nagar and Khatima, print them on the first page of your passbook.

Bank Website

Visit the official website of Almora Urban Cooperative Bank Limited and navigate to the branch locator section. Search for Sitarganj Road, Khatima or Udham Singh Nagar to get the exact IFSC Code AUCB0000015.

Mobile Banking App

If you use Almora Urban Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Almora Urban Cooperative Bank Limited and Udham Singh Nagar, you'll get the correct details.

How to Use IFSC Code AUCB0000015 for Online Transfers?

Once you have the IFSC Code AUCB0000015 for the Sitarganj Road, Khatima branch of Almora Urban Cooperative Bank Limited in Udham Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code AUCB0000015. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Almora Urban Cooperative Bank Limited IFSC Code AUCB0000015.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Almora Urban Cooperative Bank Limited Sitarganj Road, Khatima in Udham Singh Nagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Almora Urban Cooperative Bank Limited in Sitarganj Road, Khatima, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Almora Urban Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Udham Singh Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Almora Urban Cooperative Bank Limited in Sitarganj Road, Khatima, Udham Singh Nagar?

The IFSC Code is AUCB0000015.

Is the IFSC Code AUCB0000015 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Almora Urban Cooperative Bank Limited Sitarganj Road, Khatima?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sitarganj Road, Khatima branch?

The address of the branch is Sitarganj Road, Khatima located in Udham Singh Nagar, Khatima, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.