The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Almora Urban Cooperative Bank Limited for its Khatima Road, Sitarganj branch in Udham Singh Nagar, Sitarganj, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Almora Urban Cooperative Bank Limited located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code AUCB0000013. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Almora Urban Cooperative Bank Limited, Khatima Road, Sitarganj, Udham Singh Nagar

Here are some of the key details that come with the IFSC Code AUCB0000013 of Almora Urban Cooperative Bank Limited for its branch located in Udham Singh Nagar, within the district of Sitarganj in the state of Uttarakhand.

Particulars Details
Bank Almora Urban Cooperative Bank Limited
IFSC Code AUCB0000013
Branch Khatima Road, Sitarganj
City Udham Singh Nagar
District Sitarganj
State Uttarakhand
Address Khatima Road, Sitarganj

These details help users in online banking and for businesses and individuals who use Almora Urban Cooperative Bank Limited in Udham Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUCB0000013 for the Khatima Road, Sitarganj branch of Almora Urban Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Almora Urban Cooperative Bank Limited located in Khatima Road, Sitarganj, Udham Singh Nagar, Uttarakhand, is provided with a unique IFSC like AUCB0000013 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Almora Urban Cooperative Bank Limited branch in Udham Singh Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Udham Singh Nagar and Sitarganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Almora Urban Cooperative Bank Limited in Khatima Road, Sitarganj do not get mixed with another location.

Format of the IFSC Code AUCB0000013

The format of the IFSC Code for banks, including Almora Urban Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Almora Urban Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khatima Road, Sitarganj in Udham Singh Nagar.

For example, the IFSC Code AUCB0000013 of Almora Urban Cooperative Bank Limited for the Khatima Road, Sitarganj branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand correctly.

How to Find IFSC Code for Almora Urban Cooperative Bank Limited?

If you are trying to find the IFSC Code AUCB0000013 of Almora Urban Cooperative Bank Limited for its Khatima Road, Sitarganj branch located in Udham Singh Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by Almora Urban Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Almora Urban Cooperative Bank Limited branches in Udham Singh Nagar and Sitarganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Almora Urban Cooperative Bank Limited and find the branch locator section. Search for Khatima Road, Sitarganj or Udham Singh Nagar to get the exact IFSC Code AUCB0000013.

Mobile Banking App

If you use Almora Urban Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Almora Urban Cooperative Bank Limited and Udham Singh Nagar that will provide accurate information.

How to Use IFSC Code AUCB0000013 for Online Transfers?

Once you have the IFSC Code AUCB0000013 for the Khatima Road, Sitarganj branch of Almora Urban Cooperative Bank Limited in Udham Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUCB0000013. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Almora Urban Cooperative Bank Limited IFSC Code AUCB0000013.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Almora Urban Cooperative Bank Limited Khatima Road, Sitarganj in Udham Singh Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Almora Urban Cooperative Bank Limited in Khatima Road, Sitarganj, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Almora Urban Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Udham Singh Nagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Almora Urban Cooperative Bank Limited in Khatima Road, Sitarganj, Udham Singh Nagar?

The IFSC Code is AUCB0000013.

Is the IFSC Code AUCB0000013 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Almora Urban Cooperative Bank Limited Khatima Road, Sitarganj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khatima Road, Sitarganj branch?

The address of the branch is Khatima Road, Sitarganj located in Udham Singh Nagar, Sitarganj, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.