For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Almora Urban Cooperative Bank Limited for its Gularbhoj Road, Gadarpur branch in Udham Singh Nagar, Gadarpur, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Almora Urban Cooperative Bank Limited located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code AUCB0000048. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Almora Urban Cooperative Bank Limited, Gularbhoj Road, Gadarpur, Udham Singh Nagar

Here are the main details that are associated with the IFSC Code AUCB0000048 of Almora Urban Cooperative Bank Limited for its branch located in Udham Singh Nagar, within the district of Gadarpur in the state of Uttarakhand.

Particulars Details
Bank Almora Urban Cooperative Bank Limited
IFSC Code AUCB0000048
Branch Gularbhoj Road, Gadarpur
City Udham Singh Nagar
District Gadarpur
State Uttarakhand
Address Gularbhoj Road, Gadarpur

These details are essential not only for online banking users but also for businesses and individuals who use Almora Urban Cooperative Bank Limited in Udham Singh Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUCB0000048 for the Gularbhoj Road, Gadarpur branch of Almora Urban Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Almora Urban Cooperative Bank Limited located in Gularbhoj Road, Gadarpur, Udham Singh Nagar, Uttarakhand, are given a unique IFSC like AUCB0000048 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Udham Singh Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Udham Singh Nagar and Gadarpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Almora Urban Cooperative Bank Limited in Gularbhoj Road, Gadarpur goes to the correct branch. This is important because Almora Urban Cooperative Bank Limited has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code AUCB0000048

The format of the IFSC Code for banks, including Almora Urban Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Almora Urban Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gularbhoj Road, Gadarpur in Udham Singh Nagar.

For example, the IFSC Code AUCB0000048 of Almora Urban Cooperative Bank Limited for the Gularbhoj Road, Gadarpur branch has these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand correctly.

How to Find IFSC Code for Almora Urban Cooperative Bank Limited?

To find the IFSC Code AUCB0000048 of Almora Urban Cooperative Bank Limited for its Gularbhoj Road, Gadarpur branch located in Udham Singh Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by Almora Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Almora Urban Cooperative Bank Limited branches in Udham Singh Nagar and Gadarpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Almora Urban Cooperative Bank Limited and go to the branch locator section. Then search for Gularbhoj Road, Gadarpur or Udham Singh Nagar to find the exact IFSC Code AUCB0000048.

Mobile Banking App

If you use Almora Urban Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Almora Urban Cooperative Bank Limited and Udham Singh Nagar will provide accurate information.

How to Use IFSC Code AUCB0000048 for Online Transfers?

Once you have the IFSC Code AUCB0000048 for the Gularbhoj Road, Gadarpur branch of Almora Urban Cooperative Bank Limited in Udham Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUCB0000048. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Almora Urban Cooperative Bank Limited IFSC Code AUCB0000048.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Almora Urban Cooperative Bank Limited Gularbhoj Road, Gadarpur in Udham Singh Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Almora Urban Cooperative Bank Limited in Gularbhoj Road, Gadarpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Almora Urban Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Udham Singh Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Almora Urban Cooperative Bank Limited in Gularbhoj Road, Gadarpur, Udham Singh Nagar?

The IFSC Code is AUCB0000048.

Is the IFSC Code AUCB0000048 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Almora Urban Cooperative Bank Limited Gularbhoj Road, Gadarpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gularbhoj Road, Gadarpur branch?

The address of the branch is Gularbhoj Road, Gadarpur located in Udham Singh Nagar, Gadarpur, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.