For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Almora Urban Cooperative Bank Limited for its Gic Road, Gangolihat branch in Pithoragarh, Gangolihat, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Almora Urban Cooperative Bank Limited located in Pithoragarh or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code AUCB0000032. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Almora Urban Cooperative Bank Limited, Gic Road, Gangolihat, Pithoragarh

Here are the main details that are associated with the IFSC Code AUCB0000032 of Almora Urban Cooperative Bank Limited for its branch located in Pithoragarh, within the district of Gangolihat in the state of Uttarakhand.

Particulars Details
Bank Almora Urban Cooperative Bank Limited
IFSC Code AUCB0000032
Branch Gic Road, Gangolihat
City Pithoragarh
District Gangolihat
State Uttarakhand
Address Gic Road, Gangolihat

These details help users in online banking and for businesses and individuals who use Almora Urban Cooperative Bank Limited in Pithoragarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUCB0000032 for the Gic Road, Gangolihat branch of Almora Urban Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Almora Urban Cooperative Bank Limited located in Gic Road, Gangolihat, Pithoragarh, Uttarakhand, are given a unique IFSC like AUCB0000032 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pithoragarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Pithoragarh and Gangolihat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Almora Urban Cooperative Bank Limited in Gic Road, Gangolihat goes to the correct branch. This is important because Almora Urban Cooperative Bank Limited has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code AUCB0000032

This is the format of the IFSC Code for banks, including Almora Urban Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Almora Urban Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gic Road, Gangolihat in Pithoragarh.

For example, the IFSC Code AUCB0000032 of Almora Urban Cooperative Bank Limited for the Gic Road, Gangolihat branch includes these elements, identifying the bank and the branch location in Pithoragarh and Uttarakhand accurately.

How to Find IFSC Code for Almora Urban Cooperative Bank Limited?

If you are trying to find the IFSC Code AUCB0000032 of Almora Urban Cooperative Bank Limited for its Gic Road, Gangolihat branch located in Pithoragarh, the following methods can help:

Cheque Book

The cheque book issued by Almora Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Almora Urban Cooperative Bank Limited branches in Pithoragarh and Gangolihat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Almora Urban Cooperative Bank Limited and navigate to the branch locator section. Search for Gic Road, Gangolihat or Pithoragarh to get the exact IFSC Code AUCB0000032.

Mobile Banking App

If you use Almora Urban Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Almora Urban Cooperative Bank Limited and Pithoragarh, you'll get the correct details.

How to Use IFSC Code AUCB0000032 for Online Transfers?

Once you have the IFSC Code AUCB0000032 for the Gic Road, Gangolihat branch of Almora Urban Cooperative Bank Limited in Pithoragarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUCB0000032. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Almora Urban Cooperative Bank Limited IFSC Code AUCB0000032.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Almora Urban Cooperative Bank Limited Gic Road, Gangolihat in Pithoragarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Almora Urban Cooperative Bank Limited in Gic Road, Gangolihat, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Almora Urban Cooperative Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pithoragarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Almora Urban Cooperative Bank Limited in Gic Road, Gangolihat, Pithoragarh?

The IFSC Code is AUCB0000032.

Is the IFSC Code AUCB0000032 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Almora Urban Cooperative Bank Limited Gic Road, Gangolihat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gic Road, Gangolihat branch?

The address of the branch is Gic Road, Gangolihat located in Pithoragarh, Gangolihat, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.