Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Almora Urban Cooperative Bank Limited for its Gandhi Chowk Didihat branch in Pithoragarh, Didihat, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Almora Urban Cooperative Bank Limited located in Pithoragarh or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code AUCB0000052. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Almora Urban Cooperative Bank Limited, Gandhi Chowk Didihat, Pithoragarh
The table below shows the main details of the IFSC Code AUCB0000052 for the Almora Urban Cooperative Bank Limited branch in Pithoragarh, which falls under the Didihat district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Almora Urban Cooperative Bank Limited |
| IFSC Code | AUCB0000052 |
| Branch | Gandhi Chowk Didihat |
| City | Pithoragarh |
| District | Didihat |
| State | Uttarakhand |
| Address | Gandhi Chowk Didihat Distt Pithoragarh Uttarakhand |
These details are crucial, not just for online banking users but also for businesses and individuals who use Almora Urban Cooperative Bank Limited in Pithoragarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUCB0000052 for the Gandhi Chowk Didihat branch of Almora Urban Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Almora Urban Cooperative Bank Limited located in Gandhi Chowk Didihat, Pithoragarh, Uttarakhand, is provided with a unique IFSC like AUCB0000052 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Almora Urban Cooperative Bank Limited branch in Pithoragarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Pithoragarh and Didihat.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Almora Urban Cooperative Bank Limited in Gandhi Chowk Didihat do not get mixed with another location.
Format of the IFSC Code AUCB0000052
The format of the IFSC Code for banks, including Almora Urban Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Almora Urban Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gandhi Chowk Didihat in Pithoragarh.
For example, the IFSC Code AUCB0000052 of Almora Urban Cooperative Bank Limited for the Gandhi Chowk Didihat branch includes these elements, identifying the bank and the branch location in Pithoragarh and Uttarakhand accurately.
How to Find IFSC Code for Almora Urban Cooperative Bank Limited?
To find the IFSC Code AUCB0000052 of Almora Urban Cooperative Bank Limited for its Gandhi Chowk Didihat branch located in Pithoragarh, the following methods can help you out:
Cheque Book
The cheque book issued by Almora Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Almora Urban Cooperative Bank Limited branches in Pithoragarh and Didihat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Almora Urban Cooperative Bank Limited and go to the branch locator section. Then search for Gandhi Chowk Didihat or Pithoragarh to find the exact IFSC Code AUCB0000052.
Mobile Banking App
If you use Almora Urban Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Almora Urban Cooperative Bank Limited and Pithoragarh will provide accurate information.
How to Use IFSC Code AUCB0000052 for Online Transfers?
Once you have the IFSC Code AUCB0000052 for the Gandhi Chowk Didihat branch of Almora Urban Cooperative Bank Limited in Pithoragarh, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AUCB0000052. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Almora Urban Cooperative Bank Limited IFSC Code AUCB0000052.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Almora Urban Cooperative Bank Limited Gandhi Chowk Didihat in Pithoragarh, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Almora Urban Cooperative Bank Limited in Gandhi Chowk Didihat, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Almora Urban Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pithoragarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is AUCB0000052.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gandhi Chowk Didihat Distt Pithoragarh Uttarakhand located in Pithoragarh, Didihat, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.