There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Almora Urban Cooperative Bank Limited for its Old Railway Road, Roorkee branch in Haridwar, Roorkee, Uttarakhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Almora Urban Cooperative Bank Limited situated in Haridwar or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code AUCB0000035. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Almora Urban Cooperative Bank Limited, Old Railway Road, Roorkee, Haridwar
Here are the key points that are associated with the IFSC Code AUCB0000035 of Almora Urban Cooperative Bank Limited for its branch located in Haridwar, within the district of Roorkee in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Almora Urban Cooperative Bank Limited |
| IFSC Code | AUCB0000035 |
| Branch | Old Railway Road, Roorkee |
| City | Haridwar |
| District | Roorkee |
| State | Uttarakhand |
| Address | Old Railway Road, Roorkee |
These details are crucial, not just for online banking users but also for businesses and individuals who use Almora Urban Cooperative Bank Limited in Haridwar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUCB0000035 for the Old Railway Road, Roorkee branch of Almora Urban Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Almora Urban Cooperative Bank Limited located in Old Railway Road, Roorkee, Haridwar, Uttarakhand, are allotted a unique IFSC like AUCB0000035 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Haridwar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Haridwar and Roorkee.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Almora Urban Cooperative Bank Limited in Old Railway Road, Roorkee reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code AUCB0000035
The format of the IFSC Code for banks, including Almora Urban Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Almora Urban Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Old Railway Road, Roorkee in Haridwar.
For example, the IFSC Code AUCB0000035 of Almora Urban Cooperative Bank Limited for the Old Railway Road, Roorkee branch includes these elements, identifying the bank and the branch location in Haridwar and Uttarakhand correctly.
How to Find IFSC Code for Almora Urban Cooperative Bank Limited?
If you are trying to find the IFSC Code AUCB0000035 of Almora Urban Cooperative Bank Limited for its Old Railway Road, Roorkee branch located in Haridwar, the following methods can help:
Cheque Book
The cheque books that are issued by Almora Urban Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Almora Urban Cooperative Bank Limited branches in Haridwar and Roorkee, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Almora Urban Cooperative Bank Limited and find the branch locator section. Search for Old Railway Road, Roorkee or Haridwar to get the exact IFSC Code AUCB0000035.
Mobile Banking App
If you use Almora Urban Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Almora Urban Cooperative Bank Limited and Haridwar that will provide accurate information.
How to Use IFSC Code AUCB0000035 for Online Transfers?
Once you have the IFSC Code AUCB0000035 for the Old Railway Road, Roorkee branch of Almora Urban Cooperative Bank Limited in Haridwar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AUCB0000035. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Almora Urban Cooperative Bank Limited IFSC Code AUCB0000035.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Almora Urban Cooperative Bank Limited Old Railway Road, Roorkee in Haridwar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Almora Urban Cooperative Bank Limited in Old Railway Road, Roorkee, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Almora Urban Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Haridwar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Old Railway Road, Roorkee Haridwar branch is AUCB0000035.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Old Railway Road, Roorkee.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.