The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Almora Urban Cooperative Bank Limited for its Haridwar Road, Rishikesh branch in Haridwar, Rishikesh, Uttarakhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Almora Urban Cooperative Bank Limited located in Haridwar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code AUCB0000019. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Almora Urban Cooperative Bank Limited, Haridwar Road, Rishikesh, Haridwar

Here are the main details that are associated with the IFSC Code AUCB0000019 of Almora Urban Cooperative Bank Limited for its branch located in Haridwar, within the district of Rishikesh in the state of Uttarakhand.

Particulars Details
Bank Almora Urban Cooperative Bank Limited
IFSC Code AUCB0000019
Branch Haridwar Road, Rishikesh
City Haridwar
District Rishikesh
State Uttarakhand
Address Haridwar Road, Rishikesh

These details are essential not only for online banking users but also for businesses and individuals who use Almora Urban Cooperative Bank Limited in Haridwar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUCB0000019 for the Haridwar Road, Rishikesh branch of Almora Urban Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Almora Urban Cooperative Bank Limited located in Haridwar Road, Rishikesh, Haridwar, Uttarakhand, is provided a unique IFSC like AUCB0000019 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Almora Urban Cooperative Bank Limited branch in Haridwar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Haridwar and Rishikesh.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Almora Urban Cooperative Bank Limited in Haridwar Road, Rishikesh do not get misguided to another person.

Format of the IFSC Code AUCB0000019

The format of the IFSC Code for banks, including Almora Urban Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Almora Urban Cooperative Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Haridwar Road, Rishikesh in Haridwar.

For example, the IFSC Code AUCB0000019 of Almora Urban Cooperative Bank Limited for the Haridwar Road, Rishikesh branch has these elements, identifying the bank and the branch location in Haridwar and Uttarakhand correctly.

How to Find IFSC Code for Almora Urban Cooperative Bank Limited?

To find the IFSC Code AUCB0000019 of Almora Urban Cooperative Bank Limited for its Haridwar Road, Rishikesh branch located in Haridwar, the following methods can help you out:

Cheque Book

The cheque book issued by Almora Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Almora Urban Cooperative Bank Limited branches in Haridwar and Rishikesh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Almora Urban Cooperative Bank Limited and go to the branch locator section. Then search for Haridwar Road, Rishikesh or Haridwar to find the exact IFSC Code AUCB0000019.

Mobile Banking App

If you use Almora Urban Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Almora Urban Cooperative Bank Limited and Haridwar will provide accurate information.

How to Use IFSC Code AUCB0000019 for Online Transfers?

If you have the IFSC Code AUCB0000019 for the Haridwar Road, Rishikesh branch of Almora Urban Cooperative Bank Limited in Haridwar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code AUCB0000019. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Almora Urban Cooperative Bank Limited IFSC Code AUCB0000019.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Almora Urban Cooperative Bank Limited Haridwar Road, Rishikesh in Haridwar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Almora Urban Cooperative Bank Limited in Haridwar Road, Rishikesh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Almora Urban Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Haridwar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Almora Urban Cooperative Bank Limited in Haridwar Road, Rishikesh, Haridwar?

The IFSC Code is AUCB0000019.

Is the IFSC Code AUCB0000019 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Almora Urban Cooperative Bank Limited Haridwar Road, Rishikesh?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Haridwar Road, Rishikesh branch?

The address of the branch is Haridwar Road, Rishikesh located in Haridwar, Rishikesh, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.