Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Almora Urban Cooperative Bank Limited for its Shymapur, Rishikesh branch in Dehradun, Shyampur, or Uttarakhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Almora Urban Cooperative Bank Limited located in Dehradun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code AUCB0000020. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Almora Urban Cooperative Bank Limited, Shymapur, Rishikesh, Dehradun
The table below shows the main details of the IFSC Code AUCB0000020 for the Almora Urban Cooperative Bank Limited branch in Dehradun, which falls under the Shyampur district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Almora Urban Cooperative Bank Limited |
| IFSC Code | AUCB0000020 |
| Branch | Shymapur, Rishikesh |
| City | Dehradun |
| District | Shyampur |
| State | Uttarakhand |
| Address | By-Pass Near Police Chowki , Shyampur |
These details help users in online banking and for businesses and individuals who use Almora Urban Cooperative Bank Limited in Dehradun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUCB0000020 for the Shymapur, Rishikesh branch of Almora Urban Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Almora Urban Cooperative Bank Limited located in Shymapur, Rishikesh, Dehradun, Uttarakhand, are allotted a unique IFSC like AUCB0000020 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dehradun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dehradun and Shyampur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Almora Urban Cooperative Bank Limited in Shymapur, Rishikesh reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code AUCB0000020
This is the format of the IFSC Code for banks, including Almora Urban Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Almora Urban Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shymapur, Rishikesh in Dehradun.
For example, the IFSC Code AUCB0000020 of Almora Urban Cooperative Bank Limited for the Shymapur, Rishikesh branch includes these elements, identifying the bank and the branch location in Dehradun and Uttarakhand accurately.
How to Find IFSC Code for Almora Urban Cooperative Bank Limited?
If you are trying to find the IFSC Code AUCB0000020 of Almora Urban Cooperative Bank Limited for its Shymapur, Rishikesh branch located in Dehradun, the following methods can help:
Cheque Book
The cheque book issued by Almora Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Almora Urban Cooperative Bank Limited branches in Dehradun and Shyampur, print them on the first page of your passbook.
Bank Website
Visit the official website of Almora Urban Cooperative Bank Limited and navigate to the branch locator section. Search for Shymapur, Rishikesh or Dehradun to get the exact IFSC Code AUCB0000020.
Mobile Banking App
If you use Almora Urban Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Almora Urban Cooperative Bank Limited and Dehradun, you'll get the correct details.
How to Use IFSC Code AUCB0000020 for Online Transfers?
Once you have the IFSC Code AUCB0000020 for the Shymapur, Rishikesh branch of Almora Urban Cooperative Bank Limited in Dehradun, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code AUCB0000020. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Almora Urban Cooperative Bank Limited IFSC Code AUCB0000020.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Almora Urban Cooperative Bank Limited Shymapur, Rishikesh in Dehradun, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Almora Urban Cooperative Bank Limited in Shymapur, Rishikesh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Almora Urban Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dehradun manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is AUCB0000020.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is By-Pass Near Police Chowki , Shyampur located in Dehradun, Shyampur, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.