There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Almora Urban Cooperative Bank Limited for its Raiwala, Rishikesh branch in Dehradun, Raiwala, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Almora Urban Cooperative Bank Limited situated in Dehradun or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code AUCB0000021. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Almora Urban Cooperative Bank Limited, Raiwala, Rishikesh, Dehradun

Here are the main details that are associated with the IFSC Code AUCB0000021 of Almora Urban Cooperative Bank Limited for its branch located in Dehradun, within the district of Raiwala in the state of Uttarakhand.

Particulars Details
Bank Almora Urban Cooperative Bank Limited
IFSC Code AUCB0000021
Branch Raiwala, Rishikesh
City Dehradun
District Raiwala
State Uttarakhand
Address Raiwala, Rishikesh

These details helps users in online banking and for businesses and individuals who use Almora Urban Cooperative Bank Limited in Dehradun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUCB0000021 for the Raiwala, Rishikesh branch of Almora Urban Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Almora Urban Cooperative Bank Limited located in Raiwala, Rishikesh, Dehradun, Uttarakhand, is provided with a unique IFSC like AUCB0000021 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Almora Urban Cooperative Bank Limited branch in Dehradun.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dehradun and Raiwala.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Almora Urban Cooperative Bank Limited in Raiwala, Rishikesh do not get mixed with another location.

Format of the IFSC Code AUCB0000021

The format of the IFSC Code for banks, including Almora Urban Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Almora Urban Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raiwala, Rishikesh in Dehradun.

For example, the IFSC Code AUCB0000021 of Almora Urban Cooperative Bank Limited for the Raiwala, Rishikesh branch includes these elements, identifying the bank and the branch location in Dehradun and Uttarakhand accurately.

How to Find IFSC Code for Almora Urban Cooperative Bank Limited?

If you are trying to find the IFSC Code AUCB0000021 of Almora Urban Cooperative Bank Limited for its Raiwala, Rishikesh branch located in Dehradun, the following methods can help:

Cheque Book

The cheque book issued by Almora Urban Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Almora Urban Cooperative Bank Limited branches in Dehradun and Raiwala, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Almora Urban Cooperative Bank Limited and navigate to the branch locator section. Search for Raiwala, Rishikesh or Dehradun to get the exact IFSC Code AUCB0000021.

Mobile Banking App

If you use Almora Urban Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Almora Urban Cooperative Bank Limited and Dehradun, you'll get the correct details.

How to Use IFSC Code AUCB0000021 for Online Transfers?

Once you have the IFSC Code AUCB0000021 for the Raiwala, Rishikesh branch of Almora Urban Cooperative Bank Limited in Dehradun, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUCB0000021. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Almora Urban Cooperative Bank Limited IFSC Code AUCB0000021.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Almora Urban Cooperative Bank Limited Raiwala, Rishikesh in Dehradun, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Almora Urban Cooperative Bank Limited in Raiwala, Rishikesh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Almora Urban Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dehradun manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Almora Urban Cooperative Bank Limited in Raiwala, Rishikesh, Dehradun?

The IFSC Code is AUCB0000021.

Is the IFSC Code AUCB0000021 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Almora Urban Cooperative Bank Limited Raiwala, Rishikesh?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Raiwala, Rishikesh branch?

The address of the branch is Raiwala, Rishikesh located in Dehradun, Raiwala, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.