IFSC Code of Abhyudaya Cooperative Bank Limited, Main Br Udupi, Udupi, Karnataka- ABHY0065301

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Abhyudaya Cooperative Bank Limited for its Main Br Udupi branch in Udupi, Udupi, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Abhyudaya Cooperative Bank Limited located in Udupi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ABHY0065301. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Abhyudaya Cooperative Bank Limited, Main Br Udupi, Udupi

Here are the main details that are associated with the IFSC Code ABHY0065301 of Abhyudaya Cooperative Bank Limited for its branch located in Udupi, within the district of Udupi in the state of Karnataka.

These details are important not only for users using online banking but also for businesses and individuals who use Abhyudaya Cooperative Bank Limited in Udupi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ABHY0065301 for the Main Br Udupi branch of Abhyudaya Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Abhyudaya Cooperative Bank Limited located in Main Br Udupi, Udupi, Karnataka, are allotted a unique IFSC like ABHY0065301 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Udupi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Udupi and Udupi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Abhyudaya Cooperative Bank Limited in Main Br Udupi reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code ABHY0065301

The format of the IFSC Code for banks, including Abhyudaya Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Abhyudaya Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Main Br Udupi in Udupi.

For example, the IFSC Code ABHY0065301 of Abhyudaya Cooperative Bank Limited for the Main Br Udupi branch includes these elements, identifying the bank and the branch location in Udupi and Karnataka correctly.

How to Find IFSC Code for Abhyudaya Cooperative Bank Limited?

If you are looking for the IFSC Code ABHY0065301 of Abhyudaya Cooperative Bank Limited for its Main Br Udupi branch located in Udupi, the following methods can help:

Cheque Book

The cheque book that is issued by Abhyudaya Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Abhyudaya Cooperative Bank Limited branches in Udupi and Udupi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Abhyudaya Cooperative Bank Limited and look for the branch locator section, then search for Main Br Udupi or Udupi to get the exact IFSC Code ABHY0065301.

Mobile Banking App

If you use Abhyudaya Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Abhyudaya Cooperative Bank Limited and Udupi, then it will provide you proper information.

How to Use IFSC Code ABHY0065301 for Online Transfers?

If you have the IFSC Code ABHY0065301 for the Main Br Udupi branch of Abhyudaya Cooperative Bank Limited in Udupi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ABHY0065301. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Abhyudaya Cooperative Bank Limited IFSC Code ABHY0065301.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Abhyudaya Cooperative Bank Limited Main Br Udupi in Udupi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Abhyudaya Cooperative Bank Limited in Main Br Udupi, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Abhyudaya Cooperative Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Udupi manage online transfers as well as cheque clearances with ease.