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IFSC Code of Abhyudaya Cooperative Bank Limited, Kurla (W), Greater Bombay, Maharashtra — ABHY0065076

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Abhyudaya Cooperative Bank Limited for its Kurla (W) branch in Mumbai, Greater Bombay, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Abhyudaya Cooperative Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ABHY0065076. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Abhyudaya Cooperative Bank Limited, Kurla (W), Mumbai

Here are the key points that are associated with the IFSC Code ABHY0065076 of Abhyudaya Cooperative Bank Limited for its branch located in Mumbai, within the district of Greater Bombay in the state of Maharashtra.

Particulars Details
Bank Abhyudaya Cooperative Bank Limited
IFSC Code ABHY0065076
Branch Kurla (W)
City Mumbai
District Greater Bombay
State Maharashtra
Address Shop No. 1 And 2, Sanghavi Palace, Belgrami Road, Kurla W, Mumbai - 400070

These details help users in online banking and for businesses and individuals who use Abhyudaya Cooperative Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ABHY0065076 for the Kurla (W) branch of Abhyudaya Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Abhyudaya Cooperative Bank Limited located in Kurla (W), Mumbai, Maharashtra, are allotted a unique IFSC like ABHY0065076 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mumbai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mumbai and Greater Bombay.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Abhyudaya Cooperative Bank Limited in Kurla (W) reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code ABHY0065076

The format of the IFSC Code for banks, including Abhyudaya Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Abhyudaya Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kurla (W) in Mumbai.

For example, the IFSC Code ABHY0065076 of Abhyudaya Cooperative Bank Limited for the Kurla (W) branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.

How to Find IFSC Code for Abhyudaya Cooperative Bank Limited?

To find the IFSC Code ABHY0065076 of Abhyudaya Cooperative Bank Limited for its Kurla (W) branch located in Mumbai, the following methods can help you out:

Cheque Book

The cheque book issued by Abhyudaya Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Abhyudaya Cooperative Bank Limited branches in Mumbai and Greater Bombay, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Abhyudaya Cooperative Bank Limited and go to the branch locator section. Then search for Kurla (W) or Mumbai to find the exact IFSC Code ABHY0065076.

Mobile Banking App

If you use Abhyudaya Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Abhyudaya Cooperative Bank Limited and Mumbai will provide accurate information.

How to Use IFSC Code ABHY0065076 for Online Transfers?

Once you have the IFSC Code ABHY0065076 for the Kurla (W) branch of Abhyudaya Cooperative Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ABHY0065076. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Abhyudaya Cooperative Bank Limited IFSC Code ABHY0065076.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Abhyudaya Cooperative Bank Limited Kurla (W) in Mumbai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Abhyudaya Cooperative Bank Limited in Kurla (W), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Abhyudaya Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Abhyudaya Cooperative Bank Limited in Kurla (W), Mumbai?

The IFSC Code is ABHY0065076.

Is the IFSC Code ABHY0065076 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Abhyudaya Cooperative Bank Limited Kurla (W)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kurla (W) branch?

The address of the branch is Shop No. 1 And 2, Sanghavi Palace, Belgrami Road, Kurla W, Mumbai - 400070 located in Mumbai, Greater Bombay, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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