Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Abhyudaya Cooperative Bank Limited for its Badlapur (East) branch in Kalyan, Thane, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Abhyudaya Cooperative Bank Limited located in Kalyan or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ABHY0065053. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Abhyudaya Cooperative Bank Limited, Badlapur (East), Kalyan
Below in the table are the key details related to IFSC Code ABHY0065053 of Abhyudaya Cooperative Bank Limited for its branch located in Kalyan, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Abhyudaya Cooperative Bank Limited |
| IFSC Code | ABHY0065053 |
| Branch | Badlapur (East) |
| City | Kalyan |
| District | Thane |
| State | Maharashtra |
| Address | Kulgaon Grihnirman Society, Plot No. 36, Gandhi Chowk, Near Katdhare Hall, Kulgaon, Badlapur (E), Dist. Thane 421503 |
These details are essential not only for online banking users but also for businesses and individuals who use Abhyudaya Cooperative Bank Limited in Kalyan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ABHY0065053 for the Badlapur (East) branch of Abhyudaya Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Abhyudaya Cooperative Bank Limited located in Badlapur (East), Kalyan, Maharashtra, are given a unique IFSC like ABHY0065053 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kalyan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kalyan and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Abhyudaya Cooperative Bank Limited in Badlapur (East) goes to the correct branch. This is important because Abhyudaya Cooperative Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ABHY0065053
The format of the IFSC Code for banks, including Abhyudaya Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Abhyudaya Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Badlapur (East) in Kalyan.
For example, the IFSC Code ABHY0065053 of Abhyudaya Cooperative Bank Limited for the Badlapur (East) branch has these elements, identifying the bank and the branch location in Kalyan and Maharashtra correctly.
How to Find IFSC Code for Abhyudaya Cooperative Bank Limited?
If you are trying to find the IFSC Code ABHY0065053 of Abhyudaya Cooperative Bank Limited for its Badlapur (East) branch located in Kalyan, the following methods can help:
Cheque Book
The cheque book issued by Abhyudaya Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Abhyudaya Cooperative Bank Limited branches in Kalyan and Thane, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Abhyudaya Cooperative Bank Limited and navigate to the branch locator section. Search for Badlapur (East) or Kalyan to get the exact IFSC Code ABHY0065053.
Mobile Banking App
If you use Abhyudaya Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Abhyudaya Cooperative Bank Limited and Kalyan, you'll get the correct details.
How to Use IFSC Code ABHY0065053 for Online Transfers?
Once you have the IFSC Code ABHY0065053 for the Badlapur (East) branch of Abhyudaya Cooperative Bank Limited in Kalyan, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ABHY0065053. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Abhyudaya Cooperative Bank Limited IFSC Code ABHY0065053.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Abhyudaya Cooperative Bank Limited Badlapur (East) in Kalyan, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Abhyudaya Cooperative Bank Limited in Badlapur (East), here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Abhyudaya Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kalyan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ABHY0065053.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kulgaon Grihnirman Society, Plot No. 36, Gandhi Chowk, Near Katdhare Hall, Kulgaon, Badlapur (E), Dist. Thane 421503 located in Kalyan, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.