Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Uco Bank for its Sitholi-Itm University branch in Gwalior, Gwalior, or Madhya Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Uco Bank located in Gwalior or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0002466. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Uco Bank, Sitholi-Itm University, Gwalior
Here are the main details that are associated with the IFSC Code UCBA0002466 of Uco Bank for its branch located in Gwalior, within the district of Gwalior in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Uco Bank |
| IFSC Code | UCBA0002466 |
| Branch | Sitholi-Itm University |
| City | Gwalior |
| District | Gwalior |
| State | Madhya Pradesh |
| Address | Itm University Campus,Sitholi,Gwalior ,Gwalior ,Madhya Pradesh Pin 474001 |
These details helps users in online banking and for businesses and individuals who use Uco Bank in Gwalior for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0002466 for the Sitholi-Itm University branch of Uco Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0002466 is given to every bank branch, including Uco Bank located in Sitholi-Itm University, Gwalior, Madhya Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Uco Bank branch in Gwalior.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gwalior and Gwalior.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Madhya Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Sitholi-Itm University doesn't end up at another location.
Format of the IFSC Code UCBA0002466
This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sitholi-Itm University in Gwalior.
For example, the IFSC Code UCBA0002466 of Uco Bank for the Sitholi-Itm University branch includes these elements, identifying the bank and the branch location in Gwalior and Madhya Pradesh accurately.
How to Find IFSC Code for Uco Bank?
If you are trying to find the IFSC Code UCBA0002466 of Uco Bank for its Sitholi-Itm University branch located in Gwalior, the following methods can help:
Cheque Book
The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Uco Bank branches in Gwalior and Gwalior, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Uco Bank and find the branch locator section. Search for Sitholi-Itm University or Gwalior to get the exact IFSC Code UCBA0002466.
Mobile Banking App
If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Gwalior that will provide accurate information.
How to Use IFSC Code UCBA0002466 for Online Transfers?
Once you have the IFSC Code UCBA0002466 for the Sitholi-Itm University branch of Uco Bank in Gwalior, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UCBA0002466. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002466.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Sitholi-Itm University in Gwalior may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Sitholi-Itm University, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Uco Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gwalior to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UCBA0002466.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Itm University Campus,Sitholi,Gwalior ,Gwalior ,Madhya Pradesh Pin 474001 located in Gwalior, Gwalior, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.