There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Uco Bank for its Gole Ka Mandir branch in Gwalior, Gwalior, Madhya Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Uco Bank situated in Gwalior or anywhere in Madhya Pradesh can easily transfer funds instantly by using the correct IFSC Code UCBA0002846. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Uco Bank, Gole Ka Mandir, Gwalior

The table below shows the main details of the IFSC Code UCBA0002846 for the Uco Bank branch in Gwalior, which falls under the Gwalior district in Madhya Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0002846
Branch Gole Ka Mandir
City Gwalior
District Gwalior
State Madhya Pradesh
Address Baldau Bhaban, Baradari Chouraha Mall Raod, Ward No 27 ,Gwalior ,Madhya Pradesh Pin 474006

These details are important not only for users using online banking but also for businesses and individuals who use Uco Bank in Gwalior for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UCBA0002846 for the Gole Ka Mandir branch of Uco Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Uco Bank located in Gole Ka Mandir, Gwalior, Madhya Pradesh, are allotted a unique IFSC like UCBA0002846 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gwalior.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gwalior and Gwalior.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Uco Bank in Gole Ka Mandir reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.

Format of the IFSC Code UCBA0002846

The format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Uco Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gole Ka Mandir in Gwalior.

For example, the IFSC Code UCBA0002846 of Uco Bank for the Gole Ka Mandir branch has these elements, identifying the bank and the branch location in Gwalior and Madhya Pradesh correctly.

How to Find IFSC Code for Uco Bank?

To find the IFSC Code UCBA0002846 of Uco Bank for its Gole Ka Mandir branch located in Gwalior, the following methods can help you out:

Cheque Book

The cheque book issued by Uco Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Gwalior and Gwalior, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and go to the branch locator section. Then search for Gole Ka Mandir or Gwalior to find the exact IFSC Code UCBA0002846.

Mobile Banking App

If you use Uco Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Uco Bank and Gwalior will provide accurate information.

How to Use IFSC Code UCBA0002846 for Online Transfers?

Once you have the IFSC Code UCBA0002846 for the Gole Ka Mandir branch of Uco Bank in Gwalior, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0002846. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Uco Bank IFSC Code UCBA0002846.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Uco Bank Gole Ka Mandir in Gwalior may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Gole Ka Mandir, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gwalior manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Gole Ka Mandir, Gwalior?

The IFSC Code is UCBA0002846.

Is the IFSC Code UCBA0002846 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Gole Ka Mandir?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gole Ka Mandir branch?

The address of the branch is Baldau Bhaban, Baradari Chouraha Mall Raod, Ward No 27 ,Gwalior ,Madhya Pradesh Pin 474006 located in Gwalior, Gwalior, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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