The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Uco Bank for its Chhatri Bazar,Gwalior branch in Gwalior, Gwalior, Madhya Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Uco Bank located in Gwalior or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code UCBA0001659. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Uco Bank, Chhatri Bazar,Gwalior, Gwalior

Here are some of the key details that come with the IFSC Code UCBA0001659 of Uco Bank for its branch located in Gwalior, within the district of Gwalior in the state of Madhya Pradesh.

Particulars Details
Bank Uco Bank
IFSC Code UCBA0001659
Branch Chhatri Bazar,Gwalior
City Gwalior
District Gwalior
State Madhya Pradesh
Address Chhatri Bazar,Gwalior ,Gwalior ,Madhya Pradesh Pin 474001

These details help users in online banking and for businesses and individuals who use Uco Bank in Gwalior for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UCBA0001659 for the Chhatri Bazar,Gwalior branch of Uco Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UCBA0001659 is given to every bank branch, including Uco Bank located in Chhatri Bazar,Gwalior, Gwalior, Madhya Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Uco Bank branch in Gwalior.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Gwalior and Gwalior.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Madhya Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Uco Bank in Chhatri Bazar,Gwalior doesn't end up at another location.

Format of the IFSC Code UCBA0001659

This is the format of the IFSC Code for banks, including Uco Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Uco Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chhatri Bazar,Gwalior in Gwalior.

For example, the IFSC Code UCBA0001659 of Uco Bank for the Chhatri Bazar,Gwalior branch includes these elements, identifying the bank and the branch location in Gwalior and Madhya Pradesh accurately.

How to Find IFSC Code for Uco Bank?

If you are trying to find the IFSC Code UCBA0001659 of Uco Bank for its Chhatri Bazar,Gwalior branch located in Gwalior, the following methods can help:

Cheque Book

The cheque books that are issued by Uco Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Uco Bank branches in Gwalior and Gwalior, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Uco Bank and find the branch locator section. Search for Chhatri Bazar,Gwalior or Gwalior to get the exact IFSC Code UCBA0001659.

Mobile Banking App

If you use Uco Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Uco Bank and Gwalior that will provide accurate information.

How to Use IFSC Code UCBA0001659 for Online Transfers?

If you have the IFSC Code UCBA0001659 for the Chhatri Bazar,Gwalior branch of Uco Bank in Gwalior, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UCBA0001659. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Uco Bank IFSC Code UCBA0001659.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Uco Bank Chhatri Bazar,Gwalior in Gwalior, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Uco Bank in Chhatri Bazar,Gwalior, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Uco Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gwalior to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Uco Bank in Chhatri Bazar,Gwalior, Gwalior?

The IFSC Code is UCBA0001659.

Is the IFSC Code UCBA0001659 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Uco Bank Chhatri Bazar,Gwalior?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chhatri Bazar,Gwalior branch?

The address of the branch is Chhatri Bazar,Gwalior ,Gwalior ,Madhya Pradesh Pin 474001 located in Gwalior, Gwalior, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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