Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Pratapgarh branch in Pratapgarh, Pratapgarh, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Pratapgarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0DBPRAT. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Pratapgarh, Pratapgarh

The table below shows the main details of the IFSC Code BARB0DBPRAT for the Bank Of Baroda branch in Pratapgarh, which falls under the Pratapgarh district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBPRAT
Branch Pratapgarh
City Pratapgarh
District Pratapgarh
State Uttar Pradesh
Address Belha Ghat Opp Mishra Petrol Pumpajeet Nagar Disttpratapgarh Pratapgarh Pratapgarh Uttar Pradesh 230001

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Pratapgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBPRAT for the Pratapgarh branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Pratapgarh, Pratapgarh, Uttar Pradesh, is provided a unique IFSC like BARB0DBPRAT so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Pratapgarh.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Pratapgarh and Pratapgarh.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Pratapgarh do not get misguided to another person.

Format of the IFSC Code BARB0DBPRAT

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pratapgarh in Pratapgarh.

For example, the IFSC Code BARB0DBPRAT of Bank Of Baroda for the Pratapgarh branch includes these elements, identifying the bank and the branch location in Pratapgarh and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBPRAT of Bank Of Baroda for its Pratapgarh branch located in Pratapgarh, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Pratapgarh and Pratapgarh, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Pratapgarh or Pratapgarh to get the exact IFSC Code BARB0DBPRAT.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Pratapgarh, you'll get the correct details.

How to Use IFSC Code BARB0DBPRAT for Online Transfers?

Once you have the IFSC Code BARB0DBPRAT for the Pratapgarh branch of Bank Of Baroda in Pratapgarh, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBPRAT. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0DBPRAT.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Pratapgarh in Pratapgarh, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Pratapgarh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pratapgarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Pratapgarh, Pratapgarh?

The IFSC Code is BARB0DBPRAT.

Is the IFSC Code BARB0DBPRAT permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Pratapgarh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pratapgarh branch?

The address of the branch is Belha Ghat Opp Mishra Petrol Pumpajeet Nagar Disttpratapgarh Pratapgarh Pratapgarh Uttar Pradesh 230001 located in Pratapgarh, Pratapgarh, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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