For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Basantganj,Jewai Bazar branch in Pratapgarh, Pratapgarh, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Pratapgarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0DBBASA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Basantganj,Jewai Bazar, Pratapgarh

Here are the main details that are associated with the IFSC Code BARB0DBBASA of Bank Of Baroda for its branch located in Pratapgarh, within the district of Pratapgarh in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBBASA
Branch Basantganj,Jewai Bazar
City Pratapgarh
District Pratapgarh
State Uttar Pradesh
Address Tehsil Lalganjdist Pratapgarh Basantganj Jewai Bazar Pratapgarh Uttar Pradesh 229410

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Pratapgarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBBASA for the Basantganj,Jewai Bazar branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Basantganj,Jewai Bazar, Pratapgarh, Uttar Pradesh, is provided with a unique IFSC like BARB0DBBASA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Pratapgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pratapgarh and Pratapgarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Basantganj,Jewai Bazar do not get mixed with another location.

Format of the IFSC Code BARB0DBBASA

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Basantganj,Jewai Bazar in Pratapgarh.

For example, the IFSC Code BARB0DBBASA of Bank Of Baroda for the Basantganj,Jewai Bazar branch includes these elements, identifying the bank and the branch location in Pratapgarh and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBBASA of Bank Of Baroda for its Basantganj,Jewai Bazar branch located in Pratapgarh, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Pratapgarh and Pratapgarh, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Basantganj,Jewai Bazar or Pratapgarh to get the exact IFSC Code BARB0DBBASA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Pratapgarh, you'll get the correct details.

How to Use IFSC Code BARB0DBBASA for Online Transfers?

If you have the IFSC Code BARB0DBBASA for the Basantganj,Jewai Bazar branch of Bank Of Baroda in Pratapgarh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBBASA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DBBASA.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Basantganj,Jewai Bazar in Pratapgarh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Basantganj,Jewai Bazar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pratapgarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Basantganj,Jewai Bazar Pratapgarh?

The IFSC Code of the Basantganj,Jewai Bazar Pratapgarh branch is BARB0DBBASA.

Is IFSC Code BARB0DBBASA permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Basantganj,Jewai Bazar branch?

The branch is located at Tehsil Lalganjdist Pratapgarh Basantganj Jewai Bazar Pratapgarh Uttar Pradesh 229410.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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