Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Faizabad ┬Ároad, Pratapgarh, Up branch in Pratapgarh, Pratapgarh, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Pratapgarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0FAIZRD. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Faizabad ┬Ároad, Pratapgarh, Up, Pratapgarh
The table below shows the main details of the IFSC Code BARB0FAIZRD for the Bank Of Baroda branch in Pratapgarh, which falls under the Pratapgarh district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0FAIZRD |
| Branch | Faizabad ┬Ároad, Pratapgarh, Up |
| City | Pratapgarh |
| District | Pratapgarh |
| State | Uttar Pradesh |
| Address | 173, Ba Sahodapur (West), Pratapgarh, Uttar Pradesh ┬Û 230 001 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Pratapgarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0FAIZRD for the Faizabad ┬Ároad, Pratapgarh, Up branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Faizabad ┬Ároad, Pratapgarh, Up, Pratapgarh, Uttar Pradesh, is provided a unique IFSC like BARB0FAIZRD so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Pratapgarh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pratapgarh and Pratapgarh.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Faizabad ┬Ároad, Pratapgarh, Up do not get misguided to another person.
Format of the IFSC Code BARB0FAIZRD
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Faizabad ┬Ároad, Pratapgarh, Up in Pratapgarh.
For example, the IFSC Code BARB0FAIZRD of Bank Of Baroda for the Faizabad ┬Ároad, Pratapgarh, Up branch includes these elements, identifying the bank and the branch location in Pratapgarh and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0FAIZRD of Bank Of Baroda for its Faizabad ┬Ároad, Pratapgarh, Up branch located in Pratapgarh, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Pratapgarh and Pratapgarh, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Faizabad ┬Ároad, Pratapgarh, Up or Pratapgarh to get the exact IFSC Code BARB0FAIZRD.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Pratapgarh, you'll get the correct details.
How to Use IFSC Code BARB0FAIZRD for Online Transfers?
Once you have the IFSC Code BARB0FAIZRD for the Faizabad ┬Ároad, Pratapgarh, Up branch of Bank Of Baroda in Pratapgarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0FAIZRD. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0FAIZRD.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Faizabad ┬Ároad, Pratapgarh, Up in Pratapgarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Faizabad ┬Ároad, Pratapgarh, Up, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pratapgarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0FAIZRD.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 173, Ba Sahodapur (West), Pratapgarh, Uttar Pradesh ┬Û 230 001 located in Pratapgarh, Pratapgarh, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.