Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Suryoday Small Finance Bank Limited for its Saravali branch in Thane, Thane, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Suryoday Small Finance Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SURY0000035. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Suryoday Small Finance Bank Limited, Saravali, Thane
Below in the table are the key details related to IFSC Code SURY0000035 of Suryoday Small Finance Bank Limited for its branch located in Thane, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Suryoday Small Finance Bank Limited |
| IFSC Code | SURY0000035 |
| Branch | Saravali |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Shop Number 2& 3,Ground Floor,Sundara Aai Park,Grampanchayat House No.778,Saravali Village,Near Midc,Taluka -Bhiwandi,Thane |
These details helps users in online banking and for businesses and individuals who use Suryoday Small Finance Bank Limited in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SURY0000035 for the Saravali branch of Suryoday Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SURY0000035 is given to every bank branch, including Suryoday Small Finance Bank Limited located in Saravali, Thane, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Suryoday Small Finance Bank Limited branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thane and Thane.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Suryoday Small Finance Bank Limited in Saravali doesn't end up at another location.
Format of the IFSC Code SURY0000035
The format of the IFSC Code for banks, including Suryoday Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Suryoday Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Saravali in Thane.
For example, the IFSC Code SURY0000035 of Suryoday Small Finance Bank Limited for the Saravali branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.
How to Find IFSC Code for Suryoday Small Finance Bank Limited?
To find the IFSC Code SURY0000035 of Suryoday Small Finance Bank Limited for its Saravali branch located in Thane, the following methods can help you out:
Cheque Book
The cheque book issued by Suryoday Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Suryoday Small Finance Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Suryoday Small Finance Bank Limited and go to the branch locator section. Then search for Saravali or Thane to find the exact IFSC Code SURY0000035.
Mobile Banking App
If you use Suryoday Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Suryoday Small Finance Bank Limited and Thane will provide accurate information.
How to Use IFSC Code SURY0000035 for Online Transfers?
Once you have the IFSC Code SURY0000035 for the Saravali branch of Suryoday Small Finance Bank Limited in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SURY0000035. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Suryoday Small Finance Bank Limited IFSC Code SURY0000035.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Suryoday Small Finance Bank Limited Saravali in Thane may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Suryoday Small Finance Bank Limited in Saravali, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Suryoday Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SURY0000035.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop Number 2& 3,Ground Floor,Sundara Aai Park,Grampanchayat House No.778,Saravali Village,Near Midc,Taluka -Bhiwandi,Thane located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.