Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Suryoday Small Finance Bank Limited for its Kalyan branch in Kalyan, Thane, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Suryoday Small Finance Bank Limited located in Kalyan or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SURY0050080. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Suryoday Small Finance Bank Limited, Kalyan, Kalyan
Here are the key points that are associated with the IFSC Code SURY0050080 of Suryoday Small Finance Bank Limited for its branch located in Kalyan, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Suryoday Small Finance Bank Limited |
| IFSC Code | SURY0050080 |
| Branch | Kalyan |
| City | Kalyan |
| District | Thane |
| State | Maharashtra |
| Address | Gala No - 5& 15,Sunder Plaza,Bail Bazaar,Kalyan-Shilfata Road,Kalyan,Thane,Maharashtra 421301 |
These details are essential not only for online banking users but also for businesses and individuals who use Suryoday Small Finance Bank Limited in Kalyan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SURY0050080 for the Kalyan branch of Suryoday Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Suryoday Small Finance Bank Limited located in Kalyan, Kalyan, Maharashtra, are given a unique IFSC like SURY0050080 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kalyan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kalyan and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Suryoday Small Finance Bank Limited in Kalyan goes to the correct branch. This is important because Suryoday Small Finance Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SURY0050080
The format of the IFSC Code for banks, including Suryoday Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Suryoday Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalyan in Kalyan.
For example, the IFSC Code SURY0050080 of Suryoday Small Finance Bank Limited for the Kalyan branch includes these elements, identifying the bank and the branch location in Kalyan and Maharashtra accurately.
How to Find IFSC Code for Suryoday Small Finance Bank Limited?
If you are trying to find the IFSC Code SURY0050080 of Suryoday Small Finance Bank Limited for its Kalyan branch located in Kalyan, the following methods can help:
Cheque Book
The cheque books that are issued by Suryoday Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Suryoday Small Finance Bank Limited branches in Kalyan and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Suryoday Small Finance Bank Limited and find the branch locator section. Search for Kalyan or Kalyan to get the exact IFSC Code SURY0050080.
Mobile Banking App
If you use Suryoday Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Suryoday Small Finance Bank Limited and Kalyan that will provide accurate information.
How to Use IFSC Code SURY0050080 for Online Transfers?
Once you have the IFSC Code SURY0050080 for the Kalyan branch of Suryoday Small Finance Bank Limited in Kalyan, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SURY0050080. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Suryoday Small Finance Bank Limited IFSC Code SURY0050080.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Suryoday Small Finance Bank Limited Kalyan in Kalyan, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Suryoday Small Finance Bank Limited in Kalyan, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Suryoday Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kalyan to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SURY0050080.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gala No - 5& 15,Sunder Plaza,Bail Bazaar,Kalyan-Shilfata Road,Kalyan,Thane,Maharashtra 421301 located in Kalyan, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.