There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Saravali branch in Palghar, Palghar, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Palghar or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code BARB0DBSRVL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Saravali, Palghar

The table below shows the main details of the IFSC Code BARB0DBSRVL for the Bank Of Baroda branch in Palghar, which falls under the Palghar district in Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBSRVL
Branch Saravali
City Palghar
District Palghar
State Maharashtra
Address Saravali Ground Floorgeeta Mansionat Post Saravalitaluka District Palghar Palghar Thane Maharashtra 401501

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Palghar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBSRVL for the Saravali branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Saravali, Palghar, Maharashtra, are allotted a unique IFSC like BARB0DBSRVL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Palghar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Palghar and Palghar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Saravali reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code BARB0DBSRVL

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Saravali in Palghar.

For example, the IFSC Code BARB0DBSRVL of Bank Of Baroda for the Saravali branch includes these elements, identifying the bank and the branch location in Palghar and Maharashtra accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBSRVL of Bank Of Baroda for its Saravali branch located in Palghar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Palghar and Palghar, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Saravali or Palghar to get the exact IFSC Code BARB0DBSRVL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Palghar, you'll get the correct details.

How to Use IFSC Code BARB0DBSRVL for Online Transfers?

Once you have the IFSC Code BARB0DBSRVL for the Saravali branch of Bank Of Baroda in Palghar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBSRVL. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBSRVL.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Saravali in Palghar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Saravali, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Palghar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Saravali Palghar?

The IFSC Code of the Saravali Palghar branch is BARB0DBSRVL.

Is IFSC Code BARB0DBSRVL permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Saravali branch?

The branch is located at Saravali Ground Floorgeeta Mansionat Post Saravalitaluka District Palghar Palghar Thane Maharashtra 401501.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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