For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Palghar branch in Palghar, Palghar, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Palghar or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0DBPALG. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Palghar, Palghar

Here are some of the key details that come with the IFSC Code BARB0DBPALG of Bank Of Baroda for its branch located in Palghar, within the district of Palghar in the state of Maharashtra.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBPALG
Branch Palghar
City Palghar
District Palghar
State Maharashtra
Address Dandekar Building Mahim Road Palghar Talpadisttthane Maharashtra Pin401404 Mumbai Thane Maharashtra 401404

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Palghar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DBPALG for the Palghar branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Palghar, Palghar, Maharashtra, are allotted a unique IFSC like BARB0DBPALG to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Palghar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Palghar and Palghar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Palghar reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code BARB0DBPALG

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Palghar in Palghar.

For example, the IFSC Code BARB0DBPALG of Bank Of Baroda for the Palghar branch includes these elements, identifying the bank and the branch location in Palghar and Maharashtra accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0DBPALG of Bank Of Baroda for its Palghar branch located in Palghar, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Palghar and Palghar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Palghar or Palghar to get the exact IFSC Code BARB0DBPALG.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Palghar, then it will provide you proper information.

How to Use IFSC Code BARB0DBPALG for Online Transfers?

Once you have the IFSC Code BARB0DBPALG for the Palghar branch of Bank Of Baroda in Palghar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBPALG. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBPALG.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Palghar in Palghar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Palghar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Palghar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Palghar, Palghar?

The IFSC Code is BARB0DBPALG.

Is the IFSC Code BARB0DBPALG permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Palghar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Palghar branch?

The address of the branch is Dandekar Building Mahim Road Palghar Talpadisttthane Maharashtra Pin401404 Mumbai Thane Maharashtra 401404 located in Palghar, Palghar, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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