Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Mangal Parao,Nainital branch in Nainital, Haldwani, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Nainital or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BARB0MANHAL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Mangal Parao,Nainital, Nainital

Below in the table are the key details related to IFSC Code BARB0MANHAL of Bank Of Baroda for its branch located in Nainital, within the district of Haldwani in the state of Uttarakhand.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MANHAL
Branch Mangal Parao,Nainital
City Nainital
District Haldwani
State Uttarakhand
Address Mangal Parao,Near Mg Inter College Chauraha,Bareilly Road,Haldwani,Dist Nainital,Uttarakhand ┬Û 263139.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Nainital for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MANHAL for the Mangal Parao,Nainital branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Mangal Parao,Nainital, Nainital, Uttarakhand, is provided a unique IFSC like BARB0MANHAL so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Nainital.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Nainital and Haldwani.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Mangal Parao,Nainital do not get misguided to another person.

Format of the IFSC Code BARB0MANHAL

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mangal Parao,Nainital in Nainital.

For example, the IFSC Code BARB0MANHAL of Bank Of Baroda for the Mangal Parao,Nainital branch includes these elements, identifying the bank and the branch location in Nainital and Uttarakhand accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0MANHAL of Bank Of Baroda for its Mangal Parao,Nainital branch located in Nainital, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Nainital and Haldwani, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Mangal Parao,Nainital or Nainital to find the exact IFSC Code BARB0MANHAL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Nainital will provide accurate information.

How to Use IFSC Code BARB0MANHAL for Online Transfers?

Once you have the IFSC Code BARB0MANHAL for the Mangal Parao,Nainital branch of Bank Of Baroda in Nainital, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0MANHAL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0MANHAL.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Mangal Parao,Nainital in Nainital, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Mangal Parao,Nainital, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Nainital manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Mangal Parao,Nainital, Nainital?

The IFSC Code is BARB0MANHAL.

Is the IFSC Code BARB0MANHAL permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Mangal Parao,Nainital?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mangal Parao,Nainital branch?

The address of the branch is Mangal Parao,Near Mg Inter College Chauraha,Bareilly Road,Haldwani,Dist Nainital,Uttarakhand ┬Û 263139. located in Nainital, Haldwani, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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