The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Azad Nagar branch in Nainital, Haldwani, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Nainital or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BARB0AZAHAL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Azad Nagar, Nainital
The table below shows the main details of the IFSC Code BARB0AZAHAL for the Bank Of Baroda branch in Nainital, which falls under the Haldwani district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0AZAHAL |
| Branch | Azad Nagar |
| City | Nainital |
| District | Haldwani |
| State | Uttarakhand |
| Address | Line No 17 Azad Nagar Near Banphoolpura Police Station Haldwani Dist Nainital Uttarakhand 263139 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Nainital for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0AZAHAL for the Azad Nagar branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0AZAHAL is given to every bank branch, including Bank Of Baroda located in Azad Nagar, Nainital, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Nainital.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Nainital and Haldwani.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Azad Nagar doesn't end up at another location.
Format of the IFSC Code BARB0AZAHAL
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Azad Nagar in Nainital.
For example, the IFSC Code BARB0AZAHAL of Bank Of Baroda for the Azad Nagar branch includes these elements, identifying the bank and the branch location in Nainital and Uttarakhand correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0AZAHAL of Bank Of Baroda for its Azad Nagar branch located in Nainital, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Nainital and Haldwani, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Azad Nagar or Nainital to get the exact IFSC Code BARB0AZAHAL.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Nainital, you'll get the correct details.
How to Use IFSC Code BARB0AZAHAL for Online Transfers?
Once you have the IFSC Code BARB0AZAHAL for the Azad Nagar branch of Bank Of Baroda in Nainital, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0AZAHAL. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0AZAHAL.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Azad Nagar in Nainital, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Azad Nagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Nainital manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0AZAHAL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Line No 17 Azad Nagar Near Banphoolpura Police Station Haldwani Dist Nainital Uttarakhand 263139 located in Nainital, Haldwani, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.