There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Nagarampalem, Guntur branch in Guntur, Guntur, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Guntur or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0VJNPAM. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Nagarampalem, Guntur, Guntur

Here are the main details that are associated with the IFSC Code BARB0VJNPAM of Bank Of Baroda for its branch located in Guntur, within the district of Guntur in the state of Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJNPAM
Branch Nagarampalem, Guntur
City Guntur
District Guntur
State Andhra Pradesh
Address Flat No.1B, Ground Floor , Indus Palm S Apartment , Nagarampalem, Guntur , Guntur , 522004

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Guntur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJNPAM for the Nagarampalem, Guntur branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Nagarampalem, Guntur, Guntur, Andhra Pradesh, are allotted a unique IFSC like BARB0VJNPAM to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Guntur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Guntur and Guntur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Nagarampalem, Guntur reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code BARB0VJNPAM

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nagarampalem, Guntur in Guntur.

For example, the IFSC Code BARB0VJNPAM of Bank Of Baroda for the Nagarampalem, Guntur branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJNPAM of Bank Of Baroda for its Nagarampalem, Guntur branch located in Guntur, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Guntur and Guntur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Nagarampalem, Guntur or Guntur to find the exact IFSC Code BARB0VJNPAM.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Guntur will provide accurate information.

How to Use IFSC Code BARB0VJNPAM for Online Transfers?

Once you have the IFSC Code BARB0VJNPAM for the Nagarampalem, Guntur branch of Bank Of Baroda in Guntur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJNPAM. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJNPAM.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Nagarampalem, Guntur in Guntur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Nagarampalem, Guntur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Guntur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Nagarampalem, Guntur, Guntur?

The IFSC Code is BARB0VJNPAM.

Is the IFSC Code BARB0VJNPAM permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Nagarampalem, Guntur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nagarampalem, Guntur branch?

The address of the branch is Flat No.1B, Ground Floor , Indus Palm S Apartment , Nagarampalem, Guntur , Guntur , 522004 located in Guntur, Guntur, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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