The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Amagun branch in Guntur, Guntur, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Guntur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0AMAGUN. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Amagun, Guntur

Here are some of the key details that come with the IFSC Code BARB0AMAGUN of Bank Of Baroda for its branch located in Guntur, within the district of Guntur in the state of Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0AMAGUN
Branch Amagun
City Guntur
District Guntur
State Andhra Pradesh
Address Hindu Coolege Of Pharmacy Amaravathi Road Guntur Dist Guntur 522002

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Guntur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0AMAGUN for the Amagun branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Amagun, Guntur, Andhra Pradesh, is provided with a unique IFSC like BARB0AMAGUN to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Guntur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Guntur and Guntur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Amagun do not get mixed with another location.

Format of the IFSC Code BARB0AMAGUN

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Amagun in Guntur.

For example, the IFSC Code BARB0AMAGUN of Bank Of Baroda for the Amagun branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0AMAGUN of Bank Of Baroda for its Amagun branch located in Guntur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Guntur and Guntur, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Amagun or Guntur to get the exact IFSC Code BARB0AMAGUN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Guntur, you'll get the correct details.

How to Use IFSC Code BARB0AMAGUN for Online Transfers?

If you have the IFSC Code BARB0AMAGUN for the Amagun branch of Bank Of Baroda in Guntur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0AMAGUN. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0AMAGUN.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Amagun in Guntur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Amagun, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Guntur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Amagun Guntur?

The IFSC Code of the Amagun Guntur branch is BARB0AMAGUN.

Is IFSC Code BARB0AMAGUN permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Amagun branch?

The branch is located at Hindu Coolege Of Pharmacy Amaravathi Road Guntur Dist Guntur 522002.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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