There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Chilakaluripeta branch in Guntur, Guntur, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Guntur or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0DBCHIL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Chilakaluripeta, Guntur

The table below shows the main details of the IFSC Code BARB0DBCHIL for the Bank Of Baroda branch in Guntur, which falls under the Guntur district in Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBCHIL
Branch Chilakaluripeta
City Guntur
District Guntur
State Andhra Pradesh
Address Dena Bankchilakaluripeta Branch Gunturandhra Pradesh Chilakaluripet Guntur Andhra Pradesh 522616

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Guntur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBCHIL for the Chilakaluripeta branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Chilakaluripeta, Guntur, Andhra Pradesh, are given a unique IFSC like BARB0DBCHIL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Guntur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Guntur and Guntur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Chilakaluripeta goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0DBCHIL

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chilakaluripeta in Guntur.

For example, the IFSC Code BARB0DBCHIL of Bank Of Baroda for the Chilakaluripeta branch includes these elements, identifying the bank and the branch location in Guntur and Andhra Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBCHIL of Bank Of Baroda for its Chilakaluripeta branch located in Guntur, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Guntur and Guntur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Chilakaluripeta or Guntur to get the exact IFSC Code BARB0DBCHIL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Guntur that will provide accurate information.

How to Use IFSC Code BARB0DBCHIL for Online Transfers?

Once you have the IFSC Code BARB0DBCHIL for the Chilakaluripeta branch of Bank Of Baroda in Guntur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBCHIL. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBCHIL.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Chilakaluripeta in Guntur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Chilakaluripeta, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Guntur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Chilakaluripeta Guntur?

The IFSC Code of the Chilakaluripeta Guntur branch is BARB0DBCHIL.

Is IFSC Code BARB0DBCHIL permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Chilakaluripeta branch?

The branch is located at Dena Bankchilakaluripeta Branch Gunturandhra Pradesh Chilakaluripet Guntur Andhra Pradesh 522616.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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