The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Panwadi branch in Bhavnagar, Bhavnagar, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Bhavnagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0DBPANW. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Panwadi, Bhavnagar

The table below shows the main details of the IFSC Code BARB0DBPANW for the Bank Of Baroda branch in Bhavnagar, which falls under the Bhavnagar district in Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBPANW
Branch Panwadi
City Bhavnagar
District Bhavnagar
State Gujarat
Address 6 To 11Ashta Vinayak Complexopptelephone Exchange Bhavnagar Bhavnagar Gujarat 364001

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Bhavnagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBPANW for the Panwadi branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Panwadi, Bhavnagar, Gujarat, is provided with a unique IFSC like BARB0DBPANW to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Bhavnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bhavnagar and Bhavnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Panwadi do not get mixed with another location.

Format of the IFSC Code BARB0DBPANW

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panwadi in Bhavnagar.

For example, the IFSC Code BARB0DBPANW of Bank Of Baroda for the Panwadi branch includes these elements, identifying the bank and the branch location in Bhavnagar and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBPANW of Bank Of Baroda for its Panwadi branch located in Bhavnagar, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Bhavnagar and Bhavnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Panwadi or Bhavnagar to get the exact IFSC Code BARB0DBPANW.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Bhavnagar that will provide accurate information.

How to Use IFSC Code BARB0DBPANW for Online Transfers?

If you have the IFSC Code BARB0DBPANW for the Panwadi branch of Bank Of Baroda in Bhavnagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DBPANW. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DBPANW.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Panwadi in Bhavnagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Panwadi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhavnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Panwadi, Bhavnagar?

The IFSC Code is BARB0DBPANW.

Is the IFSC Code BARB0DBPANW permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Panwadi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Panwadi branch?

The address of the branch is 6 To 11Ashta Vinayak Complexopptelephone Exchange Bhavnagar Bhavnagar Gujarat 364001 located in Bhavnagar, Bhavnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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