The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its New Railway Road , Gurgaon branch in Gurgaon, Gurgaon, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0001081. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, New Railway Road , Gurgaon, Gurgaon

Below in the table are the key details related to IFSC Code UTIB0001081 of Axis Bank for its branch located in Gurgaon, within the district of Gurgaon in the state of Haryana.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001081
Branch New Railway Road , Gurgaon
City Gurgaon
District Gurgaon
State Haryana
Address Building No.1164/1, Shri J P Tower , Dayanand Colony, Opp. Fire Station, New Railway Road , Gurgaon, Haryana, Pin 122 001

These details help users in online banking and for businesses and individuals who use Axis Bank in Gurgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001081 for the New Railway Road , Gurgaon branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in New Railway Road , Gurgaon, Gurgaon, Haryana, is provided a unique IFSC like UTIB0001081 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Gurgaon.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gurgaon and Gurgaon.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in New Railway Road , Gurgaon do not get misguided to another person.

Format of the IFSC Code UTIB0001081

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as New Railway Road , Gurgaon in Gurgaon.

For example, the IFSC Code UTIB0001081 of Axis Bank for the New Railway Road , Gurgaon branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0001081 of Axis Bank for its New Railway Road , Gurgaon branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Gurgaon and Gurgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for New Railway Road , Gurgaon or Gurgaon to get the exact IFSC Code UTIB0001081.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Gurgaon, then it will provide you proper information.

How to Use IFSC Code UTIB0001081 for Online Transfers?

Once you have the IFSC Code UTIB0001081 for the New Railway Road , Gurgaon branch of Axis Bank in Gurgaon, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001081. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001081.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank New Railway Road , Gurgaon in Gurgaon may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in New Railway Road , Gurgaon, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gurgaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in New Railway Road , Gurgaon, Gurgaon?

The IFSC Code is UTIB0001081.

Is the IFSC Code UTIB0001081 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank New Railway Road , Gurgaon?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the New Railway Road , Gurgaon branch?

The address of the branch is Building No.1164/1, Shri J P Tower , Dayanand Colony, Opp. Fire Station, New Railway Road , Gurgaon, Haryana, Pin 122 001 located in Gurgaon, Gurgaon, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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