IFSC Code of Axis Bank, Jharsa Sector Thirty One Gurgaon, Gurgaon, Haryana- UTIB0004864

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Jharsa Sector Thirty One Gurgaon branch in Gurgaon, Gurgaon, or Haryana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Gurgaon or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0004864. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Jharsa Sector Thirty One Gurgaon, Gurgaon

Here are some of the key details that come with the IFSC Code UTIB0004864 of Axis Bank for its branch located in Gurgaon, within the district of Gurgaon in the state of Haryana.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Gurgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004864 for the Jharsa Sector Thirty One Gurgaon branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0004864 is given to every bank branch, including Axis Bank located in Jharsa Sector Thirty One Gurgaon, Gurgaon, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Gurgaon.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Gurgaon and Gurgaon.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Jharsa Sector Thirty One Gurgaon doesn't end up at another location.

Format of the IFSC Code UTIB0004864

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jharsa Sector Thirty One Gurgaon in Gurgaon.

For example, the IFSC Code UTIB0004864 of Axis Bank for the Jharsa Sector Thirty One Gurgaon branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004864 of Axis Bank for its Jharsa Sector Thirty One Gurgaon branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Gurgaon and Gurgaon, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Jharsa Sector Thirty One Gurgaon or Gurgaon to get the exact IFSC Code UTIB0004864.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Gurgaon, you'll get the correct details.

How to Use IFSC Code UTIB0004864 for Online Transfers?

Once you have the IFSC Code UTIB0004864 for the Jharsa Sector Thirty One Gurgaon branch of Axis Bank in Gurgaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0004864. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004864.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Jharsa Sector Thirty One Gurgaon in Gurgaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Jharsa Sector Thirty One Gurgaon, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gurgaon manage online transfers as well as cheque clearances with ease.